Residential Credit Associate

This position is only open to candidates located in the following states and/or markets: Arkansas, Arizona, California, Colorado, Illinois, Massachusetts, Michigan, Nevada, North Carolina, New Jersey, New York, Tennessee, Texas, Washington. At Arrived, our mission is to bring real estate investing online. We’re building the world’s most trusted platform for investing in real estate—giving everyday investors access to the world’s largest asset class. As the platform grows, Arrived is expanding its private credit strategies backed by residential real estate , including: Residential transition loans (RTL) DSCR rental loans Structured residential credit investments We partner with leading originators, operators, and institutional capital providers to deploy capital across a diversified portfolio of residential credit investments. To support this growth, we are hiring a Residential Credit Associate to help scale Arrived’s investment platform. What You’ll Do Arrived is seeking a credit associate to support the underwriting, execution, and portfolio management of residential credit investments. You will work closely with Arrived’s Investment, Credit, Legal, and Asset Management teams across the full lifecycle of private credit investments , including: Qualifying and monitoring origination partners Underwriting and pricing analysis Investment committee preparation Collateral diligence and loan review Transaction management and closing Portfolio monitoring and risk assessment Unlike traditional analyst roles focused solely on modeling or processing, this position provides exposure across the entire credit investment lifecycle and the systems that support a growing credit platform. How You’ll Contribute You will work cross-functionally across investment, diligence, legal, and operations teams to support Arrived’s residential credit investment activities. Credit Investment Execution Manage residential credit transactions from approval through closing by: Coordinating with originators, diligence providers, servicers, and counsel Managing deal workflows, closing timelines, and documentation Reviewing loan purchase agreements, servicing documents, and extensions Maintaining transaction checklists and funding readiness This role serves as a central orchestration point across investment, diligence, and legal teams to ensure efficient capital deployment. Loan Diligence & Collateral Review Support diligence and collateral validation for residential loan acquisitions: Managing third-party diligence providers performing loan-level reviews Reviewing inventory and exception reports with custodians Coordinating with originators to resolve collateral exceptions Identifying risks and ensuring loan files meet Arrived’s investment standards prior to closing Assist the investment team in evaluating residential credit opportunities: Supporting underwriting of loan structures, leverage levels, borrower profiles, and collateral Preparing internal deal summaries and investment memos Supporting pricing analysis and capital allocation decisions Maintaining pipeline and investment tracking models Support monitoring and risk management of Arrived’s credit portfolio: Tracking borrower performance and key loan milestones Monitoring covenant compliance and extension requests Supporting portfolio reporting and internal credit reviews Identifying emerging risks across the portfolio Platform Development Help build scalable infrastructure supporting Arrived’s credit platform: Improving diligence workflows and operational processes Supporting loan tracking systems and portfolio analytics Assisting with reporting and investment data infrastructure You Might Be a Great Fit If You Have great experience in real estate credit, private credit, structured finance, or mortgage finance Have experience working with loan-level collateral or mortgage-backed securities Have worked at a lender, credit fund, diligence firm, or investment platform Demonstrate strong analytical, organizational, and transaction management skills Are detail-oriented and comfortable managing multiple transactions simultaneously Are proficient in Excel and financial analysis tools Have familiarity with loan documentation and collateral review Communicate clearly in both written and verbal formats Relevant backgrounds may include: Private credit funds Residential loan originators Whole loan trading desks Third-party diligence firms What Success Looks Like Within the first year, a successful candidate will: Help execute a growing pipeline of residential credit investments Improve the efficiency and scalability of Arrived’s credit execution processes Build expertise across underwriting, diligence, and loan transactions Become a trusted partner to Arrived’s investment and credit teams Why Arrived? Culture We’re a small and growing team passionate about helping investors meet their financial goals. You’ll have the opportunity to shape Arrived’s expanding credit platform. Growth Arrived operates at the intersection of real estate, fintech, and private credit , offering hands‑on exposure across the full investment lifecycle. Competitive salary + equity Health, dental, and vision benefits Flexible work environment Perks Every Arrived employee receives a monthly bonus to invest in Arrived properties and build passive income alongside our investors. Location Arrived is a remote‑first company headquartered in Seattle, WA. Why Arrived Culture : We’re a small but fast growing team, passionate about our mission to help others meet their financial goals. Growth : We’re solving tough problems and we’re moving at a fast pace. Arrived is creating something completely new and we’re looking for team members who can be as excited about Arrived as we are. Benefits : We offer competitive salary & equity compensation. A flexible PTO policy to allow our team to take time away whenever they need. And employer sponsored Health, Dental, and Vision plans. Perks : Every Arrived employee gets a monthly cash bonus to invest in Arrived properties so that they can start building passive income (we only ask that you don't quit your job and leave us high and dry when you’re swimming in dollar bills). Inclusion : We welcome applicants from all backgrounds and work hard to create an inclusive and healthy environment for all. Location Arrived is a remote‑first company headquartered in Seattle, WA. #J-18808-Ljbffr Arrived