Senior Product Manager

Senior Product ManagerCharlotte NCWho We AreDebtBook is the financial platform powering treasury and capital markets across the public sector. State and local governments, public universities, health systems, and the bankers and advisors who serve them run trillions of dollars in debt, cash, and investments on DebtBook.We've built the most sophisticated treasury platform in public finance — sitting at the intersection of treasury management and a $4 trillion fixed income market that's been waiting for modern infrastructure.About This RoleDebtBook's Product team is responsible for designing and developing easy-to-use products that enable finance teams around the country to effectively manage their debt, cash, and investments.We are looking for a Senior Product Manager to own the Cash & Payments domain: bank connectivity, transaction data, cash positioning and forecasting, reconciliation, and the payment workflows that sit on top of them. This is the fastest-moving part of our platform and the part with the most external dependencies — bank file formats, aggregators, direct bank integrations, payment rails, and the operational reality of a treasurer who needs an accurate cash position before 10am.You will own strategy and execution for your area, not a backlog handed to you. You will define the roadmap, make the build/buy/partner calls on integrations, run early adopter programs with real customers and real bank data, and be accountable for adoption and revenue outcomes alongside GTM. You will work directly with engineering leads, design, Customer Success, Sales, and the executive team, and you will mentor Associate PMs and PMs in the domain.You should want to become one of the most knowledgeable people in the country on how public sector treasury cash actually moves.What You'll DoAs a Senior Product Manager you will:Own the vision, strategy, and roadmap for Cash & Payments, and defend the sequencing with evidence: customer discovery, usage data, win/loss, competitive position, and revenue impactOwn bank connectivity end to end — aggregators, direct bank feeds, and file-based ingestion (BAI2, CSV, ISO 20022) — including the tradeoffs between coverage, latency, data quality, and costDefine and ship reconciliation and cash positioning capability: matching bank transactions against projected cash activity, exception handling, confidence signaling, and the workflows a treasury analyst uses every morningOwn payment workflows and the controls around them: approval chains, segregation of duties, fraud controls (positive pay, payee positive pay), audit trail, and the compliance posture our customers' auditors will ask aboutWrite clear PRDs with explicit scope, non-goals, phasing, and acceptance criteria; be the single source of truth on what "done" means for your areaPartner with Engineering leadership on architecture-level decisions that affect product outcomes — data model, ingestion pipeline, latency and reliability targets, and where to absorb complexity so customers don't have toRun early adopter programs: recruit customers, set entry and exit criteria, instrument the program, hold the gates, and make the honest call when evidence says slow downOwn migration and sunset paths when we replace incumbent capability, including customer commitments, timelines, and the risk register behind themDefine positioning, packaging, and pricing inputs for your domain with GTM, and equip Sales and CS with the narrative, proof, and objection handling they need to sell itSet and report on domain-level metrics — activation, match rate, time-to-position, exception volume, feed reliability — and be accountable for moving themBe the executive-facing owner of your area: crisp status, real risk, no surprisesMentor Associate PMs and PMs, and raise the bar on discovery quality, written clarity, and testing rigor across the domainRepresent DebtBook credibly in front of customers, prospects, banks, and partners, including at conferences and on advisory callsWhat You BringBachelor's degree from an accredited college or university, or equivalent experience5+ years in product management, with meaningful time on data-intensive or integration-heavy B2B products; you have shipped something that depended on somebody else's file format and made it workDemonstrated ownership of a product area with revenue or adoption accountability, not just feature deliveryFluency with financial data: you can open a bank file, a cash forecast, and a transaction export, find where they disagree, and explain whyStrong technical judgment; you can hold your own with engineers on API design, data pipelines, idempotency, and failure modes without being the engineerExceptional written communication; your PRDs get read and your status updates are trustedComfort making decisions with incomplete information, stating assumptions, and revising publicly when the evidence changesDirect customer exposure as a habit, not an event; you run your own discovery callsExperience using AI tools in a real analytical or product workflowComfort in a fast-moving environment; able to operate effectively through periods of uncertainty, ambiguity, and changePreferred qualificationsExperience in treasury, banking, payments, or public finance — TMS/ERP, bank portals, cash forecasting, bank data integration, or payment operationsHands-on familiarity with bank file formats and connectivity (BAI2, ISO 20022, SFTP polling, aggregator APIs)Experience with payment rails and their operational realities (ACH, wires, RTP, check/positive pay)Experience with reconciliation or matching products, including deterministic and probabilistic matching and how to expose confidence to usersExperience selling into or building for the public sector (cities, counties, school districts, utilities, transit authorities, public universities, health systems)SQL fluency; you pull your own dataFamiliarity with accounting standardsExperience running early adopter, design partner, or beta programsExperience with GitLab, Jira, or comparable tooling at scaleOur "Goat" ValuesGrow ContinuouslyWe believe in continuous improvement, never accepting the status quo as good enough, and iterating to move quickly without compromising on quality.We are energized by the fast-paced rate of change that growth demands and see new challenges as opportunities for resilience and personal development.We are driven by curiosity to think creatively, innovate, and experiment, and we humbly incorporate lessons learned from success and failure along the journey.Own Your OutcomesWe hold ourselves accountable for exceptional effort, execution, reliability, professionalism, and results that add tremendous value for customers.We are all individual contributors, responsible for delivering value to our customers, team, and company with every action we take.As managers, we lead by example in both what we do and how we do it, and stay personally familiar with the work as we coach our teams.We follow through on our decisions and commitments with action.Above & BeyondWe create moments of magic, surprising and delighting our customers at every touchpoint.We run towards problems and enthusiastically jump in to help colleagues however we can be valuable.We take pride in proactively doing the extra little things that set us apart, even when no one is watching.Team Over EgoThere is no task needed at DebtBook that is beneath any of us.We work hard to be the teammate others want on their team.We have the courage to have hard conversations and the grace to receive honest feedback in pursuit of excellence.Why DebtBookDebtBook is a fast-growing company where we dream big, move fast, make an impact, and bring joy to everything we do. Our core values drive our success as an organization, and we are looking