Credit Manager

Position Summary

The Credit Manager along with the Sales Manager are the second in charge at the individual branch location. The Credit Manager performs a wide variety of job functions at the direction of the General Manager, assisting and coordinating store activities to ensure safe, professional and profitable operations. The Credit Manager is accountable for meeting company objectives; maintain company quality standards and adhering to company policies.


Principal Accountabilities

• Acquire and Maintain Customers
• Act as a customer liaison who resells the benefits of timely rental/lease agreement renewal payments
• Assist in managing store personnel; may direct activities of one or more employees
• Compliance with all applicable federal, state and local statutes
• Decipher, prepare and review store reports
• Document all customer commitments
• Ensure company standards for renewals, delinquencies and store collections are satisfied
• Fill out paperwork for submission to corporate support
• Follow monthly marketing plans and maintain internal quality control standards
• Manage customer accounts
• Managing inventory and cash assets
• Prepare daily work schedules, delivery schedules, assign tasks, enforce company policy
• All other duties deemed necessary for effective store management

Requirements for Credit Manager

Effective organizational skills


Established collection skills


Good communication skills


Handle multiple priorities simultaneously


Learn and become proficient in POS system


Maintain professional appearance


Must be able to read, write and communicate effectively in person and over the phone with employees and customers


Negotiate and resolve conflict


Plan, organize, delegate, coordinate and follow up various tasks and assignments


Recognize and solve problems


Must have proficient navigational skills with a satisfactory driving record and meet insurability requirements


Regular and consistent attendance, including nights and weekends as business dictates


Education and Experience

Two years' experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising.


General Physical Requirements

Position routinely requires lifting, loading, moving, and using a dolly for merchandise 50-300 pounds


Stooping, bending, pulling, climbing, reaching and grabbing as required


Must be able to traverse multiple flights of stairs while carrying furniture, appliance, and electronics


Prolonged driving and standing


Must be able to work in and outdoors in a variety of climates and weather conditions.