Compliance Director

DescriptionWe are looking for a Compliance Director to oversee and manage regulatory compliance within a fast-paced auto lending company in Houston, Texas. This position requires a strategic thinker who can ensure adherence to state and federal laws while identifying and mitigating risks associated with consumer financing. The ideal candidate will play a vital role in developing policies, conducting audits, and maintaining the company's compliance framework.Responsibilities:• Monitor and implement regulations such as the Truth in Lending Act, Equal Credit Opportunity Act, and Fair Credit Reporting Act to maintain legal compliance.• Identify, assess, and mitigate compliance risks related to auto lending practices, including proper handling of product cancellations and refunds.• Develop, update, and enforce internal policies and procedures to align with current regulatory requirements.• Provide training to staff members on compliance protocols to ensure consistent understanding and application across the organization.• Conduct thorough audits to verify adherence to established standards and identify areas for improvement.• Oversee credit reporting controls and ensure accurate reporting to credit bureaus.• Prepare detailed reports on compliance risks and present findings to senior management or the board of directors.• Collaborate with various departments to ensure fair lending practices and consumer protection measures are consistently upheld.• Stay informed on changes to laws and regulations affecting the auto finance industry and implement necessary updates to company processes.Requirements• A minimum of 3–5 years of experience in compliance within the auto lending, finance, or banking sectors.• Extensive knowledge of consumer protection laws, auto finance regulations, and state-specific licensing requirements.• Strong communication skills to effectively relay risks and regulatory impacts to executive leadership.• Proficiency with compliance software and familiarity with credit bureau reporting processes.• Demonstrated ability to conduct regulatory audits and implement effective compliance management systems.• Expertise in managing credit risk and ensuring adherence to fair lending practices.• In-depth understanding of regulations such as ECOA and FCRA to ensure operational compliance.Job typePerm