Account Protection Fraud Investigator

Job Summary Overview The position is responsible for a wide range of investigative functions concerning allegations of fraud, forgery, embezzlement, conspiracy, money laundering and all other financial crimes. Essential Job Functions Conduct financial investigations by researching and analyzing financial information. Report findings of investigations with supporting documentation. Monitor compliance with state and federal Bank Secrecy Act (BSA), USA PATRIOT Act, Anti‑Money Laundering (AML), OFAC laws and regulations and related regulations of the primary regulator. Identify and take appropriate action on items or transactions that present a risk or have caused a loss to the organization. Verify new accounts to enable services for new credit union members. Manage and work a queue of negative account balances to minimize losses. Present educational information and alerts regarding loss prevention practices and current fraud trends to reduce exposure to future losses. Provide support to Risk Management and Loss Prevention processes. Assist with relay calls and other communication requirements. Make rapid decisions in a fast‑paced environment. Support senior investigators, the AP Team and the Director of AP for CTR and SAR research. Review BSA/AML accounts and conduct identities checks for new account opening or modification. Operate within the bank’s compliance program and maintain SAR investigation, review and reporting processes. Stay abreast of developing industry and compliance trends and advise the Compliance Officer of emerging risks. Perform other job‑related duties as assigned. Requirements Minimum Education and Experience High School diploma or general education diploma (GED). Knowledge of computers and software applications in Windows, Excel, and Word. Ability to type 25 words per minute. Proficient reading, writing, speaking, and using proper grammar in English. Ability to read, analyze and interpret technical procedures, financial reports, legal documents, and government regulations. Ability to write business correspondence, reports, and procedure manuals. Strong verbal communication skills both in person and on the telephone. Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to apply mathematical concepts to determine and test reliability and validity. Licenses, Training, and Certifications None required. Preferred Qualifications One (1) year experience in a financial institution or related field in Consumer Lending, Investigations, Collections, or an equivalent combination of education and experience. Hybrid Work Environment and Physical Demands Occasionally required to stand, walk, stoop, kneel, and reach with hands and arms. Regularly required to sit and use hands to finger keys accurately when using a calculator or computer keyboard. Occasionally lift and/or move up to 10 pounds. Requires the ability to adjust focus and a moderate noise level. Must be able to travel independently to departments, branches, and off‑site locations. Salary: $24/hr #J-18808-Ljbffr Arizona Financial Credit Union