Payments Banking Relationship Manager II (Charlotte or Atlanta)

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond, we are known for combining personal relationships with forward‑thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships, and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated, and team members are inspired to achieve their greater purpose. Your future begins here! Duties & Responsibilities Meet or exceed annual budget by growing deposits and fee income with existing and new client relationships. Maximize portfolio profitability through appropriate pricing and cross‑selling of the Bank’s products and services to a nationwide client base. Payments Banking services include complex treasury management services (high volume ACH, Disbursement Services, Card Sponsorship Programs, excess Cash Management) and other related corporate banking services, including lending. Work with cross‑functional business partners (Risk Management, Operations, Compliance, Treasury Services, and Credit) to execute new and existing client opportunities. Support the bank’s strong relationship banking culture through on‑going customer contact, call reports, quality customer service and superior product knowledge. Work with risk management / credit administration partner(s) to complete financial analysis and the underwriting and closing of new opportunities; monitor client financial status and compliance on an ongoing basis. Complete underwriting memos to support ACH limits. Work with senior bankers to develop a strong referral / COI network. Develop and mentor junior members of the Payments Banking team. Perform industry analysis and participate in relevant industry‑related events. It is the responsibility of this role to take ownership of all tasks and challenges that they encounter in the operation of their assigned position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Qualifications Education Requirements : Minimum Bachelor’s degree preferably in Finance, Business or Economics. Formal bank credit training or equivalent experience. Minimum Experience : Minimum 10 years of banking, treasury services, corporate lending, corporate finance, Embedded Payments Company, and/or new Embedded Payments client origination experience. Preferably with experience and a network in national markets. Knowledge, Skills, & Abilities : Mastery of financial and accounting concepts to facilitate the creation or review of in‑depth financial models, credit approval packages (lending and non‑lending credit exposure). Strong Treasury Services and/or Fintech Operating experience. Extensive experience in financial statement analysis. Experience negotiating complex agreements. Strong organizational and leadership skills with proven ability to multi‑task and meet deadlines. Proficiency with PC software. Strong oral, written and interpersonal relationship management skills. Strong understanding of Risk, Compliance and Portfolio Management. Proven ability to work in a cross‑functional team environment. Physical Demands and Work Environment Physical Demands : Ability to communicate in person, on the phone, and through electronic channels. Ability to use a computer on a frequent basis, including typing and sustained attention to a monitor. Ability to sit, walk, and/or stand for extended periods of time. Ability to bend and reach. Work Environment : Office: This position reports to a physical Company location, and the setting will be a typical office environment. Remote or hybrid: For remote or hybrid positions, a secure and distraction‑free setting is required, with a reliable internet connection (cable or fiber preferred, mobile hotspots not acceptable). Hybrid positions will report to a physical Company location, as directed by the manager, and that setting will be a typical office environment. Work Location 110 East Boulevard Charlotte, North Carolina 28203 Equal Opportunity Employer, including disabled/veterans. Our business model supports the unique character of the communities we serve and encourages decision making by the banker that is closest to the customer. We think and act like owners and measure success over entire economic cycles. We prioritize soundness before short‑term profitability and growth. #J-18808-Ljbffr