AML Analyst

Description The Investigations Analyst II is responsible for conducting complex investigations related to potential financial crimes, including money laundering, fraud, terrorist financing, and other suspicious activities. This role reviews customer transactions, account activity, and internal/external data sources to identify unusual patterns, assess risk, and draft SAR/CTRs. Responsibilities Provide professional guidance to other operational specialists both on a case-specific level and holistically. Perform high quality risk assessments with adherence to the following elements: Validate escalated alerts and determine SAR requirement. Own final risk assessment and escalation decision making. Act as primary interface with compliance stakeholders and MLRO. Tasks Detailed reporting of the elapsed activity, actioning of additional investigative measures (such as consumer outreach, external bank and tax communication and critical OSINT) along with an in-depth risk assessment of the relevant events i.e. investigation. Administrative preparation of all reporting documentation including drafting of reporting narrative, identification of required documents and adhering to jurisdiction specific requirements, i.e. SAR preparation. Implementation of post reporting actions and offboarding measures i.e. post-processing stage. Detailed requirement review and possible risk identification during the handling of SEPA recall requests and handling of transfer of remaining funds requests. Holistic level review an possible risk identification of complex review triggers (such as ML tips and Authority requests and likely in the future also the AI recommendation of complex review required). Creation of XMLs and requirement of SAR submission process knowledge review and challenge AI driven escalations where required, ensuring accuracy of complex case routing. Additional Skills & Qualifications End to end process knowledge of alert handling from alert generation to consumer offboarding constitutes the minimum task qualification. Job Type & Location This is a Contract position based out of San Antonio, TX. Pay and Benefits The pay range for this position is $30.00 - $30.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: Medical, dental & vision Critical Illness, Accident, and Hospital 401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available Life Insurance (Voluntary Life & AD&D for the employee and dependents) Short and long‑term disability Health Spending Account (HSA) Transportation benefits Employee Assistance Program Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in San Antonio,TX. Application Deadline This position is anticipated to close on Jul 31, 2026. Equal Opportunity Statement The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. Legal Statements San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records. Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools. #J-18808-Ljbffr