Product Specialist III / Product Specialist II - Pricing Specialist

Provides analytical support to Global Leasing client teams (including Global Vendor Finance) throughout the sales process for a broad range of structured asset‑finance transactions (including US True Leases, finance leases and loans) across a broad range of asset classes and markets. Responsible for integrating tax, accounting, credit, and other financial constraints in lease optimization models. Prepares pricing and other economic analyses for clients and coordinates with internal functional groups to finalize client pricing for funding and booking. Works independently with limited direction. May also be required to work on strategic analytic assignments and/or the development of analytical tools to support the Global Leasing business. Responsibilities Evaluate transaction economics (using a number of pre‑tax and after‑tax analytical metrics) Price new transactions for both hold and sell, and model transactions around internal metrics and/or syndication market Use creativity to optimize cash flows / structures Advise on tax and other technical aspects of lease structuring and analysis Prepare presentation materials for internal and external presentation Prepare associated document schedules and pricing exhibits; and review / develop documentation as needed Act as an analytical consultant and provide economic expertise and structuring solutions to the Leasing team, external clients, and management (both informally, and within formal transaction review / approval forums) Provide support in identifying, analyzing and working through commercial, structural, tax and accounting issues Point of contact for Credit, Risk, Finance, Tax, and Operations on economic / tax / structural / accounting questions or issues Develop and maintain analytical models as needed Required Qualifications 3 + years of experience with complex financial analysis and/or financial modeling Strong analytical / financial analysis skills with strong business acumen in the commercial banking industry Expertise in use of Excel and/or specialized tools for cash flow optimization and analysis Demonstrated experience working with Accounting, Tax, Credit, Operations and Documentation functions in the Leasing / Structured Asset Finance / Project Finance or similar sector Confidence to challenge inefficient solutions and pro‑actively escalate any concerns to the team Desired Qualifications Lease or Structured Asset Finance related work experience Understanding of leasing or related asset finance products and technical expertise in associated lease taxation, accounting, or regulatory capital calculations Proficiency in dedicated loan and lease pricing software (e.g. Ivory SuperTrump software) Bachelor's Degree - Mathematics, Theoretical Science, Economics, Accounting, Finance, or other business concentration with Mathematical/Computational bias preferred Skills Attention to Detail Issue Management Lease Structuring Prioritization Written Communications Analytical Thinking Collaboration Financial Forecasting and Modeling Oral Communications Problem Solving Business Acumen Continuous Improvement Innovative Thinking Reporting Coding Shift 1st shift (United States of America) Hours per Week 40 Compensation and Benefits Pay range: $70,000.00 - $200,000.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary incentive eligible: This role is eligible to participate in the annual discretionary plan. Benefits: This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve. #J-18808-Ljbffr Bank of America