Senior Actuarial Consultant

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.

At UnitedHealth Group, you'll join a culture of performance, collaboration, and opportunity - one that leverages cutting-edge technology to improve the lives of millions. Innovation here means making health care data available wherever and whenever it's needed - safely and reliably - to drive better outcomes and smarter health care spending.

As a Senior Actuarial Consultant within UHG Trend Analytics' - Forecasting & Insights team, you will be instrumental in advancing healthcare analytics and developing data-driven strategies that improve health outcomes. You will collaborate with cross-functional teams to drive innovation, solve complex challenges, and deliver actionable insights for our business partners.

Join a dynamic team working on a high-impact initiative focused on commercial business. In this role, you will help design and build trend forecast models, analyze detailed healthcare claims data, and develop studies that support financial forecasting and strategic planning. You'll apply advanced analytical skills to solve complex business challenges, create partner-ready deliverables, and contribute to improved healthcare outcomes.

Primary Responsibilities:

• Maintain and enhance forecast models for commercial business financial projections
• Support cross-business analytics (Commercial, Medicare, and Medicaid) to ensure consistent modeling
• Conduct in-depth data extractions and analyses to provide actionable insights
• Identify new opportunities for analytical development in collaboration with stakeholders
• Create high-quality written communications, persuasive presentations, and client-ready deliverables
• Design analytics and extract data using tools such as R, Python, Excel, SAS, and SQL
• Mentor junior team members and lead training sessions to build internal capabilities
• Collaborate across departments to deliver holistic solutions to business challenges

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Bachelor's degree obtained from an accredited university
• Currently on the Actuarial exam track, having passed a minimum of four or more Actuarial exams
• 4+ years of experience as an actuary in healthcare, finance, or related industry analytics role
• 4+ years of experience acquiring, manipulating, and working with large heterogeneous datasets (claim and non-claim based) and using them to solve business problems
• Extensive experience in building and maintaining Excel based models
• Experience in designing and executing actuarial analyses, including data extraction and analysis using R, Python, SQL, SAS, and/or VBA
• Proven ability to create and maintain efficient and scalable models

Preferred Qualifications:

• Credentialled Actuary (ASA or FSA)
• 3+ years of experience working for a healthcare consulting practice
• 2+ years of experience collaborating with cross-functional partners and presenting analytical findings
• Proven ability to work on-site in our office located in Eden Prairie, MN
• Proven ability to relocate to Minnesota

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 to $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.