Risk Management - Credit Officer (Asset Based Lending) Vice President

Lead Credit Officer In Asset Based Lending Credit RiskBring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.As a Lead Credit Officer in Asset Based Lending Credit Risk, you will be part of the firm's risk governance framework and a critical member of the risk management team. The Asset Based Lending team primarily provides working capital revolving lines of credit and fixed asset loans to corporate clients. Credit Officers on the Investment Bank Asset Based Lending team manage a portfolio of accounts and underwrite new business transactions.Job ResponsibilitiesManage portfolio of ABL clients, monitor financial performance trends, borrowing base trends, and covenant compliance and lead credit relationship with client and internal stakeholdersPerform due diligence for loans, derivatives, leases, and cash management including: financial due diligence, financial modeling, field exam, appraisal, and legal diligenceAssign and assess internal ratings, risk assessment and risk mitigation. Recommend changes in structure or account management strategy to address negative trends.Interpret collateral appraisals and field exams. Ongoing monitoring of collateral trends and liquidity, establishing reserves and recommending appropriate course of action to address issuesLead ABL credit structuring and legal document negotiations, as well as point person on amendments and waiversEffectively challenge Banking Teams, partner with ABL Originations and Syndications, Debt Capital Markets, Treasury Services, Equipment Finance, Derivatives, and Loan OperationsCommunicate with Senior Management, respond to regulatory requests, and maintain internal credit filesTrain and mentor junior team membersRequired qualifications, capabilities, and skillsMinimum 5 years' experience in commercial banking, credit risk, portfolio management and underwriting with Asset Based Lending financing knowledgeStrong understanding of capital markets, financing structures, derivatives and cash management products as well as related documentationExcellent communication and presentation skills - both written and verbalAbility to think critically and multitask in a fast-paced environmentStrong interpersonal and relationship development skillsProficiency in Microsoft Excel, Word, PowerPoint and OutlookBachelor's degreePreferred qualifications, capabilities, and skillsFormal credit training program a plusBachelor's degree in Accounting or Finance preferred