Loan Officer

Job Description

Job Description

Loan Officer

Loan Officer - Non-QM Lending
We're looking for an experienced Non-QM Loan Officer to join a growing lending team. This role is built for someone who knows how to work with real estate investors, landlords, and self-employed borrowers who don't fit the conventional lending box. If you know your way around DSCR, bank statement loans, and asset-based lending - we want to talk.

Why Us
We're a community-first institution that understands not every great borrower fits a conventional mold. We have the products, the support, and the flexibility to help you close deals others can't.

What You'll Be Doing
Originating Non-QM loan products including DSCR, bank statement, asset depletion, and bridge loans
Working with real estate investors, landlords, and self-employed borrowers to structure deals that make sense
Building and maintaining a strong referral pipeline through realtors, investors, and property managers
Guiding borrowers through the full process from application to close
Staying sharp on Non-QM guidelines, rate changes, and product updates across lending partners
Partnering with processors and underwriters to keep deals moving

What We're Looking For
2+ years of Non-QM or investor lending experience
Solid understanding of DSCR qualification, bank statement programs, and alternative income documentation
Existing book of business or referral network a strong plus
Self-motivated and comfortable working a pipeline independently
Strong communicator who can explain complex loan structures in plain language

Compensation & Benefits

• Base salary of $90,000 annually
• Commission of 30 basis points per loan closed
• Tiered upside - additional 10 bps on monthly volume exceeding $2.5M, and another 10 bps on volume exceeding $4M
• 20 days PTO plus Federal Bank holidays
• Full benefits package including health care and 401k eligibility

- For this position, you must be currently authorized to work in the United States without the need for sponsorship for a non-immigrant visa. This job was first posted by CyberCoders on 05/28/2026 and applications will be accepted on an ongoing basis until the position is filled or closed. Everforth CyberCoders is proud to be an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity or expression, national origin, ancestry, citizenship, genetic information, registered domestic partner status, marital status, status as a crime victim, disability, protected veteran status, or any other characteristic protected by law. Our hiring process includes AI screening for keywords and minimum qualifications. Recruiters review all results.  Everforth CyberCoders will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable state and local law, including but not limited to the Los Angeles County Fair Chance Ordinance, the San Francisco Fair Chance Ordinance, and the California Fair Chance Act. Everforth CyberCoders is committed to working with and providing reasonable accommodation to individuals with physical and mental disabilities. Individuals needing special assistance or an accommodation while seeking employment can contact a member of our Human Resources team at  View email address on ziprecruiter.com to make arrangements.