Sr. AML Compliance Analyst

Job Description

Job Description

Who We Are

In an increasingly complex world where people are starving for someone they can trust, we stand for something simple: always put the client first. We do well by doing good for those we serve. It’s the ultimate measure. We believe in providing value beyond a doubt and in the notion that time will either expose you or promote you, based on your willingness to embrace change.

We serve financial advisors and investors through three entities, each headquartered in Omaha, Nebraska: Carson Wealth, Carson Coaching and Carson Partners. We provide coaching and partnership services to advisor firms – and straightforward financial advice to the investing public. We all share a common mission to be the most trusted in financial advice.

Who We Want

Support the administration and execution of the firm's Anti-Money Laundering (AML) program and client complaint process. Help protect the firm and its clients from money laundering, fraud, and other illicit activities by performing day-to-day AML responsibilities in line with firm policies, including transaction monitoring reviews and suspicious activity investigations. Handle client complaints from intake through resolution and ensure required regulatory reporting is completed. Apply knowledge of applicable regulation

Essential Functions
• AML Policies & Program Support: Carry out AML activities in line with firm policies and standards. Contribute to drafting and updating AML policies and procedures. Review documentation for completeness and alignment with regulatory requirements. Maintain AML and OFAC Program records in line with recordkeeping and retention requirements.
• Training & Regulatory Responsibilities: Assist with reviewing, developing, and delivering AML Program training for business line stakeholders. Perform duties consistent with the Bank Secrecy Act (BSA), USA PATRIOT Act, Anti-Money
Laundering Act, and Office of Foreign Assets Control (OFAC) regulations. This
includes responsibilities outlined in the OFAC Program, required training, and
reporting requirements.
• Investigations & Transaction Monitoring: Conduct investigations related to
transaction monitoring and customer due diligence or enhanced due diligence that could indicate money laundering, fraud, or terrorist financing. Analyze transactional data and alerts to identify irregular activity, considering historical client activity and regulatory definitions of suspicious activity. Review and resolve OFAC and sanctions screening alerts. Prepare and file Suspicious Activity Reports (SARs) and other required regulatory filings when warranted. Review and respond to FinCEN 314(a) requests and submit and respond to 314(b) information-sharing requests. Escalate trends, patterns, high-risk activity, and significant red flags to management.
• Program Improvements: Work with management on strategic initiatives, process improvements, and enhancements to the AML and OFAC programs. Serve as a subject matter expert within the firm.
• Complaint Handling : Review client communications to determine whether they meet the definition of a complaint. Investigate complaints, working with internal partners as needed, and determine an appropriate resolution. Correspond with clients, and make sure Form U4 amendments, and other required regulatory reporting are completed accurately and on time, with supporting records kept. Maintain the complaint log and report trends to management.
• Other Duties: Perform additional tasks, duties, and responsibilities as needed or assigned by leadership to support departmental and organizational objectives.

What You Need

• Bachelor’s degree in Finance, Accounting, Business Administration, Criminal
Justice, or a related field preferred.
• Series 7 required or must be obtained within one year.
• Certified Anti-Money Laundering Specialist (CAMS) or another recognized AML
certification required or must be obtained within one year if the Series 7 is already held, or within two years if both must be obtained. Certification must be maintained in good standing.
• Advanced analytical skills with strong attention to detail, required.
• Clear, professional written and verbal communication, including client
correspondence, required.
• Sound judgment in identifying concerns that warrant formal attention and
escalating them appropriately, required.
• Discretion in handling sensitive and confidential information, required.
• Strong organizational and prioritization skills in a fast-paced environment, required.
• Ability to build effective working relationships with people at all levels of the
organization, required.
• Minimum of 3 years of experience at a financial institution, including specific
experience in AML, fraud, or client complaint handling, preferred.
• Working knowledge of BSA/AML and OFAC requirements and complaint reporting requirements, including Form U4 disclosures, preferred.
• Experience with Salesforce, FIS, and LexisNexis, preferred.

EEO Statement:

In exchange for your expertise, we offer a base salary, bonus potential, 401(k) plus matching, health benefits, and a great working environment. This is your chance to play a key role in the continued success of our company. Our culture is fast-paced, collaborative, innovative, and focused on healthy living. Carson strives to promote the health and wellness of its stakeholders by maintaining a tobacco-free workplace.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability, protected veteran status, sexual orientation, age or any other characteristic protected by law.

The total rewards expected for this role include:

• Starting annual base salary between $60,000 - $102,000.
• Variable compensation potential (Bonus and/or commissions)
• Competitive benefits including 401(k) with company contribution, PTO, Parental Leave, Sabbatical Leave, Medical, Dental, Vision, Health Savings Accounts, Flexible Spending Accounts, Life and AD&D Insurance, Short and Long-Term Disability, Work/Life Benefits and Holistic Wellbeing Programs.

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