Vice President, Credit Portfolio Risk Reporting & Oversight

Vice President, Credit Portfolio Risk Reporting & OversightJob Level: Vice President Job Function: Governance & Assurance Location: Charlotte, NC, US, 28202 New York, NY, US, 10172 Employment Type: Full TimeSMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries.Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges. In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network.The anticipated salary range for this role is between $133,000.00 and $181,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.Role DescriptionSMBC is seeking a Vice President to lead the Credit Portfolio Risk Reporting and Oversight function. This role is responsible for the end-to-end development and delivery of executive content for regulatory and senior leadership forums, including the Board of Directors, Risk Committee, Executive Management Committee, and other senior management bodies across Wholesale Credit Risk. The Vice President will serve as the central architect of executive risk reporting, translating complex portfolio analytics, risk data, emerging risk insights, and strategic topics into clear, context-rich, decision-oriented narratives and presentations.The role will lead agenda development, storyboarding, portfolio analysis, executive messaging, and presentation production while establishing best practices and standards for executive communications across the organization. The successful candidate will partner closely with business units, Credit Officers, Enterprise Risk Management, Data and Analytics teams, and senior executives to ensure committee content is relevant, insightful, and aligned with evolving regulatory, strategic, and governance priorities.Role Objectives: DeliveryOwn the end-to-end production of executive-level presentations and briefing materials for regulators, the Board, the Risk Committee, and senior management forums. Conduct portfolio-level analysis to identify key risk drivers, emerging themes, concentrations, and changes in the risk profile; synthesize quantitative and qualitative information into actionable insights for senior stakeholders. Develop compelling, decision-oriented narratives that clearly articulate portfolio performance, risk trends, emerging risks, and strategic implications. Create impactful visualizations, dashboards, and presentation materials that enhance executive understanding and decision-making. Maintain a forward-looking governance calendar and oversee the timely delivery of recurring and ad hoc risk reporting. Support special initiatives and manage projects involving reporting enhancements, deep-dive reviews, regulatory requests, and thematic risk assessments. Partner with Data Management and Reporting teams to obtain relevant portfolio reports, identify key trends, and synthesize findings into a cohesive assessment of the credit portfolio. Mentor junior members of the team.Role Objectives: InterpersonalDemonstrate excellent verbal and written communication skills, with the ability to solicit input and translate complex credit issues and concepts into clear language for stakeholders with varying levels of expertise. Provide effective leadership when working with direct reports, colleagues, and senior management. Collaborate effectively across functions and levels of expertise, solicit and incorporate diverse perspectives, and present information accurately and in an actionable manner. Communicate effectively at all levels of the organization, including with credit risk peers, business partners, senior executives, and external regulators.Role Objectives: ExpertiseExpert knowledge of credit risk management concepts and rating methodologies; strong understanding of commercial credit products; and knowledge of U.S. and international regulatory requirements and industry best practices. In-depth knowledge of the end-to-end credit lifecycle, including underwriting, ongoing monitoring, workout, and collections, as well as working knowledge of credit risk management frameworks and systems, such as the three lines of defense, risk appetite, and risk ratings. Experience in managing credit processes, including approval workflows, credit committee processes and governance, credit approval, and ongoing monitoring. Excellent analytical and problem-solving skills; intellectual curiosity; the ability to synthesize complex issues; and strong attention to detail. Project management experience preferred.Qualifications and SkillsEight or more years of experience in the financial services industry. Experience in a global financial services organization is preferred. Bachelor's degree in Finance or a related field is required. An advanced degree or professional certification, such as the CFA or FRM, is preferred. Expert-level PowerPoint skills with a proven ability to develop Board-quality presentations, executive narratives, and impactful data visualizations. Advanced Excel skills, including portfolio analysis, data aggregation, and dashboard reporting. Familiarity with Power BI, or similar analytics and visualization platforms.SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required. SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at View email address on click.appcast.io.