Personal Lines Underwriter

Underwriting TraineeA career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisionsRead, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and useAssemble information, develop opinions, and clearly express decisions using sound reasoning and judgmentAnalyze loss experience, financial conditions and physical characteristics of risksAcquire a working knowledge of supporting sections of the underwriting departmentEffectively communicate with independent agents and other associates through verbal and/or written meansParticipate in and successfully complete the Company underwriter training programDesired Skills & ExperienceBachelor's degree or direct equivalent experience with property/casualty underwritingAbility to organize data, multi-task and make decisions independentlyAbove average communication skills (written and verbal)Ability to write reports and compose correspondenceAbility to resolve complex issuesContinually develop product knowledge through participation in approved educational programsAuto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.