Senior Claims Consultant, General Liability - Lakeland

DepartmentRisk Management DescriptionAs a Senior Claims Consultant – General Liability, you will play a critical role in protecting Publix by managing the company’s most complex and highest‑exposure general liability and fleet claims. This role focuses on moderate to high‑value litigated and non‑litigated claims, requiring advanced judgment, litigation strategy, and negotiation skills.You will act as Publix’s strategic lead on assigned claims—directing defense counsel, evaluating exposure, setting reserves, and negotiating settlements—while serving as a trusted advisor to Risk Management leadership. This position is ideal for an experienced claims professional who enjoys autonomy, high‑level analysis, and making decisions that have meaningful financial and operational impact.Responsibilities include:Own moderate to high‑value litigated and complex non‑litigated general liability and fleet claims (generally \$150,000 to reserves over \$250,000).Conduct thorough investigation and liability/damages analysis to set strategy and exposure.Set, adjust, and document indemnity and expense reserves throughout the claim lifecycle.Direct outside defense counsel and manage litigation plans, budgets, evaluations, and strategic recommendations.Carefully review each claim to identify who is legally responsible and estimate the amount of financial loss, then develop a plan for handling the claim and determine its potential impact on the organization. Represent Publix at mediations and trials, maintain settlement authority, and provide timely leadership updates.Conduct thorough Best-Investigation-Evidence (BIE) work by collecting and documenting evidence, statements, photos, and records to analyze liability and damages—ensuring claim decisions are based on the most accurate information. Execute risk transfer by applying indemnity/insurance provisions, issuing tenders, confirming additional insured status, and pursuing subrogation opportunities.Partner with Legal, Real Estate, Loss Prevention, and Operations to support fact gathering, strategy alignment, and timely resolution.Serve as a subject‑matter resource and support training, roundtables, and mentoring for Specialists and Consultants.Required QualificationsBachelor’s degree in any discipline or a high school diploma with seven (7) years of claims experienceFive (5) years of liability claims handling experience, including at least three (3) years handling litigated claimsAbility to obtain a Florida All Lines Adjuster License upon hire and reciprocal licenses in all states Publix operatesStrong working knowledge of: General liability and auto negligence principlesCivil procedure and litigation management practicesEvidentiary standards for damagesRisk transfer, indemnity, and notice obligationsMedical terminology and injury evaluationDemonstrated ability to independently analyze complex information and exercise sound judgmentExcellent written and verbal communication skillsProficiency with Microsoft Word, Excel, and PowerPointAbility to manage highly confidential and sensitive informationValid driver’s licenseWillingness to: Travel, including overnightWork weekends, holidays, or extended hours as business needs requirePreferred QualificationsSeven (7) or more years of liability claims experience, including four (4) years handling litigated claimsActive Florida All Lines Adjuster LicenseProfessional designations such as CCLA, SCLA, CPCU, or ARMParalegal CertificationKnowledge of Publix policies, procedures, and corporate structureFluency in a second language, preferably SpanishHours of WorkMinimum of 45 hours per week; 1 remote work dayFrequency of PayMonthly Minimum Base Pay6,390Maximum Base Pay9,590Potential Annual Pay with Bonus83,070 - 124,670Year End BonusAs a year-end bonus to associates, Publix issues one month’s extra pay (pro-rated in the first year) each year if associate remains employed through issue date of the bonus check that year. This is calculated as a 13th month of pay in the Potential Annual Pay with Bonus line above.Benefits InformationEmployee stock ownership plan that contributes Publix stock to associates each year at no costAn opportunity to purchase additional shares of our privately-held stock401(k) retirement savings planGroup health, dental and vision plansPaid Time OffPaid Parental LeaveShort- and long-term disability insuranceTuition reimbursementFree hot lunches (buffet-style) at facilities with a cafeteriaVisit our website to see all of our benefits: Benefits - Jobs (publix.com)Travel Frequency10% Address3300 Publix Corporate ParkwayCityLakelandStateFlorida Zip Code33811-3311Additional InformationYour application may have additional steps that you will need to complete in order to remain eligible for consideration. Please be sure to monitor your email, including your spam folder, on a daily basis for critical, time-sensitive emails that could require action within 24-48 hours.Please do not use your Publix email address when applying. Once your application has been successfully submitted you will receive a confirmation email.For this position, Publix does not and will not file a petition or application with the USCIS or Department of State on behalf of any noncitizen for any immigration-related benefit to work and/or to continue to work in the United States, e.g., an H-1B or TN petition or permanent residence.FacilityLak Publix Corporate Office B003 Job CategoryLegal & Risk Management Req ID: 38121BRLocation: Lakeland, FL