Sr Consultant, Financial Products & Services (Prepaid)

The pay range is $73,000.00 - $132,000.00Pay is based on several factors which vary based on position. These include labor markets and in some instances may include education, work experience and certifications. In addition to your pay, Target cares about and invests in you as a team member, so that you can take care of yourself and your family. Target offers eligible team members and their dependents comprehensive health benefits and programs, which may include medical, vision, dental, life insurance and more, to help you and your family take care of your whole selves. Other benefits for eligible team members include 401(k), employee discount, short term disability, long term disability, paid sick leave, paid national holidays, and paid vacation. Find competitive benefits from financial and education to well-being and beyond at .About us:  Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture. Learn more about Target here.A role in Financial Products & Services (FPS) means joining a high-impact team that designs and manages Target’s financial offerings—like Target Circle Card, Gift Cards, and Payments—to deliver intuitive, rewarding, and trusted experiences. You’ll drive transformation through innovation, digital engagement, and strong cross-functional collaboration, directly influencing enterprise strategy and Guest loyalty. From shaping strategy to managing P&Ls, your work helps position Target as a destination for simple, smart, and accessible financial solutions.As a Sr. Consultant, Financial Products & Services (Prepaid), you will play a key role in driving the planning, execution, and performance of Target’s Prepaid program, including Target GiftCards and Open Loop offerings. This role is responsible for owning core business operations, including forecasting, vendor planning, and execution of growth strategies that support category performance across channels.You will serve as a critical operator within the prepaid business, translating strategy into action through strong financial management, promotional execution, and cross-functional coordination. This role requires the ability to independently manage complex workstreams, make data-driven decisions, and adapt quickly to evolving business needs.Working closely with partners across Marketing, Loyalty, Pricing & Promotions, Stores, Finance, Analytics, and external vendors, you will help ensure alignment and delivery of key initiatives. Success in this role requires strong analytical thinking, ownership mindset, and the ability to build trusted relationships while driving results.Core Responsibilities of this job are described within this job description. Job duties may change at any time due to the business needs.Core Responsibilities:Planning, Forecasting & Business PerformanceOwn monthly forecasting and financial planning processes for the prepaid category, using data and insights to drive accuracy and inform decision-makingMonitor business performance, analyze trends, and identify opportunities to improve sales, margin, and operational efficiencySupport P&L management through ongoing tracking, reporting, and performance analysisVendor Planning & ExecutionLead vendor planning and execution across prepaid products, ensuring alignment to business priorities and financial goalsPartner with external vendors to manage performance, optimize assortment, and identify growth opportunitiesSupport vendor negotiations and ongoing relationship management in partnership with sourcing and cross-functional teamsDeveloping merchandising strategies and creating planogramsDevelop and manage the gift card assortmentPromotions & Growth ExecutionSupport development and execution of the prepaid promotional calendar, ensuring alignment with enterprise priorities and key business momentsSupport promotional initiatives across channels, coordinating with partners to define and deliver against sales and engagement goalsEvaluate promotional performance and recommend optimizations based on data and insightsCross-Functional Coordination & DeliveryPartner across Marketing, Loyalty, Pricing & Promotions, Stores, Finance, Analytics, and external teams to drive alignment and execution of key initiativesIndependently manage multiple workstreams with varying complexity, timelines, and stakeholdersIdentify and resolve operational challenges, streamlining processes to improve efficiency and executionAbout you: Four Year Degree, preferably in Finance or Business related fields, or equivalent experience4–6+ years of experience in category management, strategy, finance, or related fieldsStrong financial acumen with experience in forecasting, planning, or business performance managementDemonstrated ability to manage complex workstreams and make independent, data-driven decisionsProven ability to build and maintain strong cross-functional and external partnershipsStrong analytical, problem-solving, and critical thinking skillsExcellent communication skills with the ability to translate data into clear insights and actionsAbility to operate effectively in a fast-paced, ambiguous environmentExperience in retail, payments, prepaid, or financial services preferredBenefits EligibilityPlease paste this url into your preferred browser to learn about benefits eligibility for this role: with Disabilities Act (ADA)In compliance with state and federal laws, Target will make reasonable accommodations for applicants with disabilities. If a reasonable accommodation is needed to participate in the job application or interview process, please reach out to View email address on click.appcast.io. Non-accommodation-related requests, such as application follow-ups or technical issues, will not be addressed through this channel.  SummaryLocation: 7000 Target Pkwy N, Brooklyn Park,MN 55445-4301Type: Full time