Retail Mortgage Loan Officer

Mortgage Business Development Representative

Responsible for the development of new mortgage business from both credit union members and non-credit union referral sources. Work includes prospecting non-member borrowers and referral sources as well as prospecting to credit union provided lead opportunities using knowledge of credit union products and mortgage guidelines, as well as an overall knowledge of mortgage lending and current market conditions. Essential Responsibilities Develops new mortgage business through referral sources such as realtors, and past clients. Conducts outbound calling and selling to member leads and credit union provided non-member leads. Develops and continually grows a diverse referral base. Prospects and follows up credit union provided leads as well as identifies and sells Alliant's mortgage strengths and niches. Develops and consistently executes a goal focused business plan. Takes accurate and complete first mortgage loan applications, collects initial documentation and forwards to processing unit. Originates quality applications that meet Alliant's product guidelines. Sets proper borrower expectations and works with member and processing to facilitate a smooth and timely member experience to ensure member satisfaction and expectations are met. Supports the Credit Union's relationship culture through on-going customer contact, quality customer service and superior product knowledge. Ensures compliance with applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives. Education & Years of Experience Minimum - 4 Year Bachelors Degree in Finance, Business, Economic or Related Minimum - 5 Years Retail loan officer or related In Lieu of Education 6 Years Retail loan officer or related Compensation & Benefits: Typical hiring range: $30,800.00 to $43,600.00 Annually. Actual compensation will be determined using factors such as experience, skills & knowledge. Benefits: Alliant provides a benefits package including health care, vision, dental, and 401k with employer match including: Annual performance bonus Paid parental leave Employee discount programs Time off including paid personal and sick days 11 paid holidays Education reimbursement *Note that eligibility and cost of benefits can vary depending on the number of regularly scheduled hours, and job status such as regular full-time, regular part-time, or temporary employment. Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives. The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.