Commercial Banking Officer

FDIC-Insured - Backed by the full faith and credit of the U.S. Government WMCB is committed to our customers, the communities we serve, our shareholders and our employees. We value our employees and strive to create an environment of commitment to teamwork, respect and employee development. West Michigan Community Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. Position: Commercial Banking Officer Location: Grand Rapids, MI Job Id: 325 # of Openings: 1 Position Title: Commercial Banking Officer Reports to: SVP - Grand Rapids Market Manager Status: Exempt; Full-time Location: Greater Grand Rapids area (DT GR and/or Cascade office) General Summary: Build commercial loan portfolio by soliciting prospective customers, mange customer relationships through active calling, use sound underwriting guidelines to maintain credit quality, and provide qualified referrals to other departments. Ensure that applicable bank lending policies and practices are followed. Job Duties & Responsibilities: Business Development - Client and/or Prospect calling and business development are essential components of this position. Introductions and referrals to other Bank departments (when appropriate) are also essential. Phone, written and face-to-face contact with prospective commercial loan clients as well as existing customers Make and service all types of secured and unsecured loans and lines of credit. Manage commercial loan portfolio - focusing on growth, yield, concentration, and safety & soundness. Underwriting- Uses sound underwriting guidelines to maintain credit quality, analysis and structuring of loan request, recommendations for committee decisions, approve/deny requests, compliance with regulators. Ensures that applicable bank lending policies and practices are followed. Lender must have the ability to comprehend and apply principals of financial statement analysis to a wide variety of complex financial situations Involvement in volunteer/community activities to increase bank presence and awareness Education/Experience Bachelor's degree (B.S. or B.A.) in a business related field Here at West Michigan Community Bank we offer a variety of checking account options to best meet the needs of all of our customers. Great service with that 'Small Town Bank Feel' that we used to enjoy! Its worth your time to become a new customer. #J-18808-Ljbffr