Credit Manager

Overview Ferguson, a Fortune 500 distributor of construction and residential trade supplies, is seeking a Credit Manager to oversee credit, collections, and accounts receivable operations, protecting company assets while supporting sales growth. Responsibilities Evaluate and approve credit applications, limits, and account changes based on risk analysis. Monitor customer balances and aging; take action on delinquent accounts. Develop and execute effective collection strategies. Review and manage credit limits and lien rights to protect company interests. Resolve disputes in partnership with sales and customers. Manage bad debt exposure, including recovery efforts and legal escalation when necessary. Ensure compliance with applicable laws and regulations (UCC, FDCPA, ECOA, liens, bonds, Sarbanes‑Oxley). Partner with sales teams through regular branch interaction and customer visits. Structure credit solutions (e.g., joint check agreements) for project-based accounts. Handle complex, high‑risk, or exception accounts beyond standard authority. Lead, coach, and develop credit team members. Qualifications Bachelor’s degree in Finance or related field preferred. Credit, Collections, or Accounts Receivable experience (construction industry preferred). Strong analytical and decision‑making skills with sound business judgment. Excellent communication and relationship‑building abilities. Ability to manage priorities and perform effectively in a fast‑paced environment. Leadership or team‑development experience preferred. Sales process understanding. Credit evaluation and portfolio management. Financial Statement Analysis. Collections strategy and execution. Customer and branch relationship management. Secondary security concepts. Uniform Commercial Code (UCC) fundamentals. Enterprise and vendor systems proficiency. Benefits Our competitive offering includes health, dental, vision, paid time off, life insurance, and a 401(k) with company match. Additional benefits include mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities, and more. Compensation Base salary monthly: $4,766.67 – $7,625.00. Bonus or incentive plan eligible. Starting wage may be higher in certain locations based on local or state requirements. Location Nashville, TN (multi‑state territory includes Kentucky and Alabama). Equal Opportunity Employment Ferguson Enterprises, LLC. is an equal employment opportunity employer and a government contractor that abides by requirements of 41 CFR 60‑300.5(a) and 41 CFR 60‑741.5(A). We prohibit discrimination against qualified protected veterans, individuals with disabilities, and all other protected classes. Ferguson is a F/M/Disability/Vet/Sexual Orientation/Gender Identity inclusive employer. Equal Employment Opportunity and Reasonable Accommodation Information #J-18808-Ljbffr