Data Scientist Lead

Data Scientist Lead In Home Lending Data & Analytics

Help shape the future of home lending with data-driven insights that influence real product decisions. You will partner closely with Product, Marketing, and Sales to tackle urgent business challenges and deliver measurable impact. This role sits in a highly collaborative, matrixed environment where clear storytelling and strong stakeholder engagement matter as much as technical depth. If you enjoy turning complex data into decisions leaders can act on, you will thrive here.

As a Data Scientist Lead in Home Lending Data & Analytics (Originations Product Team), you will translate complex data into actionable business insights that improve efficiency and customer experience. You will operate as a consulting-style partner—framing ambiguous problems, aligning stakeholders, and delivering clear narratives that support decision-making across technical and non-technical audiences. You will also help strengthen our team's impact by mentoring others and fostering a culture of innovation and results.

Job responsibilities

• Identify obstacles to business goals and solve them using advanced analytics and data science methods.
• Quantify opportunities and tradeoffs to guide prioritization and decision-making.
• Recognize meaningful trends and patterns in data and communicate them in clear, compelling narratives.
• Serve as a data expert and consultant to the predictive modeling team by identifying and validating data sources.
• Advise business and technology partners on data-driven opportunities to improve efficiency and customer experience.
• Partner with cross-functional teams (Operations, Technology, Finance, Marketing) to gather requirements and context.
• Extract and analyze data from multiple sources using complex Structured Query Language (SQL) queries.
• Synthesize findings with strong data support and deliver insights with quick turnaround.
• Tailor messages and materials for both technical and non-technical audiences.
• Mentor junior team members and influence leaders to advance strategic initiatives.
• Foster a culture of innovation, attention to detail, and results.

Required qualifications, capabilities, and skills

• At least 6 years of experience in business strategy, analytics, or data science.
• At least 2 years of experience in business management consulting.
• Strong experience writing queries and procedures in Structured Query Language (SQL).
• Proficiency in at least one of the following: Python, SAS, R, or Alteryx.
• Demonstrated ability to craft compelling stories from data and present insights that influence decisions.
• Strong written and verbal communication skills, with the ability to tailor messages to different audiences.
• Strong critical and analytical thinking skills, balancing attention to detail with big-picture context.
• Strong Microsoft Excel skills.
• Ability to work independently and manage shifting priorities in a dynamic environment.
• Strong interpersonal skills and ability to collaborate across teams and levels.

Preferred qualifications, capabilities, and skills

• Experience in mortgage banking or financial services.
• Experience mentoring or leading teams.
• Prior consulting experience with exposure to a variety of industries and business challenges.
• Demonstrated success in stakeholder engagement and change management.
• Recognized thought leadership and experience driving strategic initiatives.
• Experience driving innovation in analytics, data science, or decision support.

About Us

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction. The CCB Data & Analytics team responsibly leverages data across Chase to build competitive advantages for the businesses while providing value and protection for customers. The team encompasses a variety of disciplines from data governance and strategy to reporting, data science and machine learning. We have a strong partnership with Technology, which provides cutting edge data and analytics infrastructure. The team powers Chase with insights to create the best customer and business outcomes.