Lending and Compliance Manager

Lending & Compliance ManagerYou're fascinated by how affordable homeownership can change lives—and you love making the complex world of lending clear, compliant, and accessible. You bring deep knowledge of mortgage lending, compliance regulations, and affordable housing programs, and you're energized by helping people navigate systems that often feel intimidating or opaque. You love being both a strategist and a mentor. You oversee the lending functions that keep Habitat's program running smoothly—from origination and closing to servicing and resale—while also guiding and supporting staff as they grow in their own lending expertise. You're at your best when collaborating across teams and with external partners. You work hand-in-hand with lenders, title companies, and city partners to streamline processes, troubleshoot challenges, and make sure every home sale closes smoothly and sustainably. You take pride in designing systems that are both efficient and equitable. You're constantly thinking about how to reduce barriers, strengthen compliance, and ensure lasting affordability for homebuyers. You're someone who balances precision with purpose. You care about accuracy and accountability, but your motivation comes from the people behind every loan file—the families reaching their goal of homeownership.At Habitat for Humanity Portland Region we believe that everyone deserves a stable and affordable place to call home. Founded in 1981, we have built and repaired homes in partnership with over 3,000 people across the Portland region. Habitat for Humanity Portland Region is an independent affiliate of Habitat for Humanity International and operates out of three offices, four brick-and-mortar stores, one warehouse, and construction sites in Portland, Hillsboro, King City, Gresham, and Lake Oswego. Habitat Portland Region is intentional about building a healthy and thriving organizational culture and envisions a community of staff, partners, volunteers, and donors who are deeply committed to equitable and anti-racist practices in every facet of our organization. All of our staff engage in continual learning and seek ways to operationalize equitable practices. Our Equity Statement and Cultural Compact are living, breathing documents that we continually work toward. Please visit our website and social media pages to learn more.You'll be responsible for:Home Sales, Loan Origination, and ComplianceDelinquency Management, Servicing, and ResalesStrategy and LeadershipTo be successful in this role, you'll:Contribute to our culture and embody our organizational mission, vision, and values.At least 5 years of experience in mortgage lending, homeownership counseling, or related field.Strong knowledge of CFPB regulations and other lending laws.Proven ability to develop and maintain compliance systems, policies, and procedures.Excellent communication and relationship-building skills with homebuyers, lenders, title companies, colleagues, servicers, and legal advisors.Strong organizational skills with experience in creating efficient processes and systems.Commitment to affordable homeownership and comfort working with culturally and linguistically diverse communities.Be a strategic thinker with the ability to develop, evaluate and improve processes and policies by using data, feedback, and organizational goals to guide decisions that enhance efficiency, equity, and mission alignment.Proficiency in Microsoft Office and mortgage servicing systems.Your work environment and activities:Your workday will be located in a human-paced, team-oriented, business-casual style office setting.Depending on the position's responsibilities, you may be eligible for remote/hybrid work based on performance and access to essential work-related resources.While in the office, you will routinely use standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machinesAn office-based role means that your day will be mostly sedentary, with some time spent moving files, opening filing cabinets, bending, and/or standing on a stool as necessary.Occasionally, you will travel between other Habitat locations or temporary worksites.Your Work Schedule:40-hour work week, generally Monday - Friday 8:30am-4:30pmOccasionally, you may be asked to work outside standard business hoursYour Compensation:We aim to offer competitive pay and benefits and are committed to equity and transparency in compensation. Basing compensation on a candidate's willingness and/or ability to negotiate leads to inequities and bias in how employees are compensated, particularly for historically oppressed groups. Instead, we determine the best possible compensation offer based on base qualifications, relevant experience, internal equity, and the candidate's competencies for the role demonstrated during the hiring process. Successful candidates are typically hired within the first half of the Pay Range and receive scheduled incremental increases. When starting in this position, your compensation will generally be between $66,547 to $81,520.11, not exceeding the range midpoint. The full range for this position is $66,547 to $96,493. Your Benefits Package: We offer a comprehensive benefits package that includes:100% employer-paid premium for health insurance (medical, vision, alternative care, prescriptions) for employee; 50% premium paid for dependents100% employer-funded Health Reimbursement Account (HRA)100% employer-paid premium for dental insurance for employee; 50% premium paid for dependentsGenerous paid time off: starting at three weeks of Vacation time, two weeks of Sick time; 11 paid holidays, paid birthday off3% matching 403(b) retirement savings planFlexible Spending Accounts (FSA)Disability insuranceLife insuranceEmployee Assistance Program (EAP)