Underwriter

Senior UnderwriterBusinesses are transforming how people and goods move around the country. As a Senior Underwriter with Liberty Mutual Mobility Solutions, you will evaluate and shape insurance solutions for rideshare platforms, delivery services, autonomous vehicle programs, and other emerging mobility businesses. You'll combine market insight, analytical judgment, and creative problem-solving to support sustainable growth in evolving industries.What You'll Do• Evaluate complex, unusual, emerging, or high-value mobility risks, including those involving rideshare networks, delivery fleets, autonomous vehicle technology, connected vehicles, and mobility platforms.• Manage a portfolio of clients, brokers, and mobility partners, using market presence and industry knowledge to develop and underwrite profitable business.• Underwrite policies within delegated authority, seeking guidance from leadership as needed, and make analytical, data-driven decisions on risk selection, terms, conditions, and pricing.• Serve as a trusted representative of Liberty Mutual, building relationships with brokers, agents, technology providers, platform operators, and other mobility stakeholders.• Strengthen existing relationships and develop new ones to generate opportunities, understand changing exposures, and deliver responsive solutions.• Identify how evolving mobility models, technologies, regulations, and legislation may affect underwriting decisions and portfolio performance.• Recognize and communicate emerging exposure trends across rideshare, delivery services, autonomous vehicles, and related mobility segments.• Contribute ideas for product development and participate in the design, development, and execution of new mobility solutions.• Analyze portfolio performance and recommend opportunities for growth, refinement, risk improvement, or product development.• Collaborate effectively with Underwriting Support, Claims, Actuarial, Office of Underwriting, and other teams and partners across Liberty Mutual.• Contribute to team projects, including process, workflow, data, and underwriting-tool improvements.QualificationsDegree in Business or equivalent typically requiredA minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experienceCPCU or professional insurance designation preferredProven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniquesMust demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issuesProven track record of developing and underwriting profitable businessPay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being.CaliforniaLos Angeles IncorporatedLos Angeles UnincorporatedPhiladelphiaSan Francisco Liberty Mutual Insurance Group