Life Insurance Sales Agent

Are You A Leader Who Has the Following Traits?

• Competitive
• Business-Minded
• Coachable
• Communicative
• Self-disciplined
• Authentic

If the answer is yes, consider becoming an insurance agent to drive a positive impact in the lives of families every day. At New York Life, you’re in control of your career journey. Backed by a Fortune 100 company that is a leader in the financial services industry, New York Life will invest in you from the start, training you in valuable skills such as marketing, customer relationship management (CRM), and communication, and providing you with a development team and sales support to guide your success.

What We’re Looking For

We’re looking for people who want to make a lasting impact on the financial well‑being of individuals, families, and small businesses. This is not just a sales job—it’s a career with purpose and opportunity. You’ll provide peace of mind to clients while helping them navigate challenges that many of them find complex and confusing, such as preparing for retirement and saving for college. As an insurance agent, you will have the opportunity to see the positive impact of your work for years to come. You will grow personally and professionally along with clients.

What We Offer

Training & Development

We’ll equip and train you with a multifaceted approach that includes an industry‑leading learning platform, personalized coaching from dedicated training professionals, and the ability to obtain industry professional designations. We are so committed to training that we’ll subsidize it in your first two full‑time contract years, providing you with additional funds, if you qualify, to help keep you on your feet while you complete our training program and grow your career. You’ll also be eligible to get rewarded and acknowledged with sales incentives and professional development trips for our top‑performing insurance agents.

Digital Tools

Beyond this training and support, New York Life will equip you with the tools you need to succeed day to day, including experts on hand to answer your questions and a suite of digital sales, prospecting, and marketing tools that will help you attract and retain clients with web, social, and email content.

Products & Solutions

Together with its subsidiaries, New York Life provides a range of products, including life insurance, annuities, long‑term care insurance, disability income insurance, and investment products such as mutual funds¹ through our broker‑dealer arm, NYLIFE Securities LLC (member of FINRA and SIPC), a Licensed Insurance Agency, ensuring that the solutions you develop with the clients can help them and their families achieve their financial goals. You’ll also be able to specialize and gain expertise in different areas, such as by becoming a financial advisor with Eagle Strategies LLC, our investment advisory division, to offer wealth management and advisory services,² estate planning strategies, and business solutions. Human guidance.

How We Will Compensate You

You have the power to determine your own income with our commission‑based compensation. In 2023, the average income of our agents under the N8 and N9 Agents’ Contract who met annual minimum sales production requirements was $117,359. Individual agent performance will determine your income. Benefits for full‑time agents include medical, dental, vision, life, and disability insurance, as well as a 401(k) and pension. For more information about commission‑based income and benefits for financial professionals, please follow this link income‑and‑benefits.

Awards & Accolades

• We’re proud of our financial strength.
• A++ Superior (A.M. Best)
• AAA Exceptionally Strong (Fitch)
• Aaa Exceptional (Moody’s)
• AA+ Very Strong (Standard Poor’s)

Training Awards

• Chief Learning Officer: 2023 CLO Learning Elite Gold award

Diversity Recognition

• Human Rights Campaign: 2023/2024 Corporate Equality Index
• Forbes 2023: America’s Best Employers for Diversity
• Seramount: 2023 Best Companies for Multicultural Women

Client Impact

3 million LIVES PROTECTED. Includes all owners of individual life insurance and annuity policies $937 million LIFETIME ANNUITY INCOME PAID. Includes all payouts on individual income annuity products. $5 billion IN LIVING BENEFITS AWARDED. Includes life and annuity cash value accumulation and qualifying policy dividends paid. Dividends are not guaranteed. Over $1.2 trillion LIFE INSURANCE PROTECTION IN FORCE. Includes term, whole, and universal life.

Company Ratings

New York Life Insurance Company continues to receive the highest financial strength ratings currently awarded to any life insurer in the U.S. from all four major rating agencies. Source: Individual Third‑Party Ratings Reports: A.M. Best A++, Fitch Ratings AAA, Moody’s Aaa, and Standard Poor’s AA+ (as of 11/17/2023). The ratings do not apply to investment products as they are subject to market risk and will fluctuate in value. A full list of our awards is available here: All figures reflect the consolidated results of New York Life Insurance Company and its domestic insurance subsidiaries, including New York Life Insurance and Annuity Corporation, for the 12 months ending December 31, 2023.

Qualification Requirements

Qualification requirements include, but are not limited to, applicable FINRA general securities, agent state law, investment advisory licenses, compliance history, production standards, and required training. Requirements are subject to change. In 2023 company data for 8,156 agents operating under our N9 and N8 Agents’ Contracts in all states, without a persistency bonus, who were active as of December 31, 2023. N9 is the current contract for new financial professionals. N8 contracts were issued to new financial professionals prior to April 2004. Contracts determine your compensation and benefits. Sales production requirements are determined annually by the company. Historical agent incomes are provided for informational purposes only. Agent income is not guaranteed. Income is dependent upon the sales of each agent. Agent compensation is commission‑based and determined through the ledger process. Overall compensation includes positive income credits for commissions based on actual sales and certain allowances or incentives, if eligible, based upon persistency and production, as well as debits associated with commission reversals, authorized expenses, and other items. Each credit and debit posted to the Agent’s Ledger is part of determining the agent’s compensation, and no individual credit posted to the ledger is earned until the ledger reconciliation process is complete. Agents receive payments equal to the positive balance on the Agent’s Ledger after the credits and debits are applied. This is necessarily brief and provides only general descriptions of the benefits available to eligible agents under the applicable plans. Specific terms, such as eligibility and benefits, are determined only by the terms and conditions contained in the relevant plan documents. In the event of any conflict between the information herein and the provisions of the plan documents, the plan documents will govern. The company reserves the right to amend or terminate the benefit plans described herein at any time for any reason.

Responsibilities

• Assist current policyholders during the insurance claims process while overseeing existing insurance claims
• Ensure all contracting paperwork is up to date while maintaining databases, records, and bookkeeping
• Evaluate new customers’ insurance needs, insurance risk, existing coverage, long‑term goals, and financial status through consultations to create a tailored experience that exceeds expectations
• Onboard incoming and retain existing clients via a variety of customer service tasks, such as appointment booking, and responding to inquiries regarding billing, coverage, eligibility, and insurance policies
• Expand our prospective customer base and market our insurance products via including networking, referrals, cold calling, and various marketing strategies to bring in new business
• Network within the community and be involved in community activities
• Building relationships through referrals, networking, digital, and community involvement

Qualifications

• Customer service or experience as a sales representative are highly valued
• Possesses outstanding interpersonal and communication skills
• Previous health insurance or life insurance experience a plus
• High school diploma or equivalent required; Bachelor’s degree preferred
• Familiarity with the Microsoft Office suite
• Experience in sales or customer service roles, demonstrating strong interpersonal skills
• Ability to build and maintain relationships through networking, referrals, and community involvement
• Proven track record of meeting or exceeding sales targets in a competitive environment
• Strong organizational skills to manage electronic and paper records efficiently
• Ability to assess clients' insurance needs and provide tailored solutions
• Experience in using digital tools for sales, prospecting, and client management
• Excellent communication skills to address customer inquiries and facilitate consultations effectively

Compensation

$86,000 - $121,000 yearly

New York Life is an Equal Opportunity Employer – M/F/Veteran/Disability/Sexual Orientation/Gender Identity AR10511A_052024 SMRU5021157 (Exp. 05.30.2025)