Portfolio Manager

Portfolio ManagerThe Portfolio Manager will be responsible for managing a developed and extensive commercial loan portfolio. This position will work with Commercial Relationship Officers, Loan Assistants, and customers to gather relevant needed information, prepare documents, obtain financial statements, and assist in loan reviews. The Portfolio Manager will support lenders in all aspects of the relationship.RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYERResponsibilitiesWork with both Loan Assistant and Lender to collect financial and related data in order to determine the general credit worthiness of prospects and customers and determine the merits of the specific loan requestPrepare the loan submission form, addendums, and other components of the loan submission package for both new and maturing loansOtherwise assist in all aspects of managing Lender's portfolioObtain and retain product knowledgeSupport the collection of past due loansSupport the clearing of financial statement and documentation exceptionsDirect financial information to credit analysts for spreading and analysisMonitor new developments in lending, compliance with loan policies, and compliance with appropriate regulationsMaintain working knowledge of loan documentation and bank terminologyAssist in preparation of various reports and submissions to credit administration and loan reviewParticipate with Lender in ongoing marketing to include making direct sales calls to prospects and customersAbility to deal tactfully and effectively with customers as well as fellow employeesAssume ownership of assigned loans with little or no direct supervisionPerform other related duties as assignedQualificationsMinimum:A high school diploma or equivalent required, College degree with emphasis in Finance and/or Accounting or equivalent experience in financial analysis is preferred1 year previous lending experience or 3 years job related experienceAbility to read, analyze, and interpret general business periodicals, professional journals, technical procedures, and procedure manualsAbility to effectively present information and respond to questions from groups of managers, clients, customers, and the general publicFinancial and analytical skillsAbility to interpret a variety of instructions furnished in written, oral, diagram, or schedule formCustomer service orientationPreferred:Knowledge of Federal laws and regulations involving loansAbility to analyze a credit application for completeness and for documents needed on loansAbility to operate computer and to be proficient with Word, Excel, and Power Point as well other internal Bank programs and systemsPhysical DemandsThe physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.Work EnvironmentThe Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.