기업금융신용분석팀 - Credit Analyst (대기업 담당)

기업금융신용분석팀 - Credit Analyst (대기업 담당) Job Req Id: 26973465 Location(s): Seoul, Seoul, South Korea Job Type: Hybrid Posted: Jun. 26, 2026 Discover your future at Citi Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact. Job Overview The Credit Analyst 2 is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams. Responsibilities Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit). Provide succinct analysis based on customers, peers, the portfolio, and the industry. Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth. Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers. Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring. Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting. Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager. May act as an industry specialist with responsibility for SBA/EXIM loan analysis. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software. The ideal candidate must have extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis. Education Bachelor’s/University degree or equivalent experience.

주요 업무는 아래 공고를 참고하시기 바랍니다.

직무 목표

대기업 고객 차주의 신용도 및 리스크 분석 업무 수행을 통한 비즈니스 목표 달성 지원

상시 신용 모니터링을 통한 조기 경보 탐지 및 대기업 포트폴리오의 건전한 신용도 유지

신규 고객의 유치 및 적시 신규 여신 제공을 위한 지속적인 사업, 재무 및 리스크 분석 제공

주요 업무 및 책임

기존/신규 기업금융 고객에 대한 연례/비 정기 여신심사보고서 준비 및 작성

조기경보 등을 통한 상시 신용 모니터링

고객기업의 사업 실적과 재무제표 분석, 실적 추정, 차주신용등급산정

리스크 및 기업금융 전반에 대한 대내외 제반 법규, 규정 준수

자격요건

신용 및 재무 분석에 대한 지식

회계, 재무, 산업, 경제 및 법률에 대한 지식

행내 외 각종 규정 및 절차에 대한 지식

Credit analyst 3년 이상 근무 경험 (우대)

원활한 영어 커뮤니케이션 능력 (우대)

근무조건

고용형태: 전문직

급여 및 복지조건 : 회사 내규에 따름

근무지역 : 서울 종로구 새문안로50

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