Credit Analyst

Credit Analyst Competitive salaries, medical benefits, a 401K plan, employee discounts and opportunities to grow within a high-energy, low-attitude environment. Job Overview The Credit Analyst processes applications from new customers as well as existing ones who like to establish credit terms or adjust their current credit line. The analyst reviews the application for indications of fraud and performs necessary research to conduct background checks. They interact with customers in a timely manner to gather necessary information required to process the application. Upon approval, the analyst updates the customer profile, enters credit limits into the system, and informs the applicant of the result of their application. In conjunction with the team, they manage the department phone queue line, mailbox, and requests from Sales, A/R, etc. The Analyst also monitors customers' accounts on an annual basis and produces reports as needed. Essential Responsibilities Processing business credit applications for credit terms accounts. Investigating and assessing credit worthiness of applicants. Setting up open accounts with a credit limit and entering pertinent verified information on the account profile. Assisting and communicating with Sales, Marketing, A/R, financial institutions and businesses on ongoing daily issues and requests. Performing periodical reviews through scoring or requesting updated credit information on existing active accounts with high activity/volume. Specific Knowledge, Skills and Abilities Effective problem solving and analytical skills. Excellent written and oral communication skills. Excellent organizational skills and attention to detail. We are an Equal Opportunity Employer. All persons shall have the opportunity to be considered for employment without regard to their race, color, religion, national origin, ancestry, alienage or citizenship status, age, disability or handicap, sex or gender, marital status, veteran status, sexual orientation, arrest record, or any other characteristic protected by applicable federal, state or local laws. We will endeavor to make a reasonable accommodation to the known physical or mental limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business. If you believe you require such assistance to complete this form or to participate in an interview, please let us know. #J-18808-Ljbffr