Senior Risk Analyst

Overview & Responsibilities

Republic Finance is a leading consumer lending company serving 250+ communities across the Central and Southeastern US. We are well known for our outstanding customer service, and we are looking for individuals that are career driven, customer focused, and are interested in making an impact in the communities we serve. Our core values are focused on the people element of the business, and we are hoping to find like-minded individuals to contribute to our shared success. Come be a part of a remarkable team with a growing company that values its employees and regularly promotes from within! Key responsibilites are as follows:

• Act as a key thought leader on all collections strategies and decisions and have significant input into all loss mitigation decisions and delinquency performance.
• Work closely with operations, Branch managers, and internal/external partners to collaborate on broader strategic initiatives and shape the direction and growth of the overall business in a collaborative dynamic team environment.
• Continuously challenge and enhance loss mitigation strategies and scorecards through analysis of customer behavior data and sophisticated statistical and financial modeling.
• Maintain a rigorous performance monitoring framework and management dashboards to highlight performance trends and areas of opportunity.
• Develop best-in-class loss mitigation products that provide our consumers solutions while minimizing portfolio risk.
• Establish a robust test and learn environment for continual loss mitigation and collections strategy improvement.
• Develop and maintain a robust economic framework that will serve as the foundation for business decision-making.
• Ensure loss mitigation policy remains compliant with all applicable laws and regulations.
• Maintain transparent communication and trust with all key stakeholders.
• EEOE.

Requirements

• Bachelor's degree (or foreign equivalent) in Quantitative Finance or a related STEM field.
• Must have 2 years of experience as a Quantitative Analyst, Data Scientist, Analytics Consultant, or a related occupation in consumer specialty lending originations or loss mitigation, including experience in/with: statistical modeling and forecasting; portfolio P&L simulation; vintage profitability tracking;marginal expansion strategies; loss mitigation/collections strategies, loss forecasting, or collections KPI's; and SQL or Python querying.

Benefits

All employees with Republic Finance can participate in:

• Employee of the Month Program
• Philanthropic support for charities such as Juvenile Diabetes Research Foundation and the American Cancer Society
• Professional offices with a friendly team environment
• Employee Assistance Program - Confidential mental health support

All Full-Time employees are eligible for:

• Health/Dental/Vision Insurance
• 15 days of Paid Time Off (PTO) to start + 1 additional personal day
• 401k + employer match
• Company provided Life Insurance & Long Term Disability

Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace.