Commercial Loan Officer

Job Description

Commercial Loan Officer


A growing community-focused financial institution is seeking an experienced Commercial Loan Officer to join its team in Jackson County, Mississippi. This individual will be responsible for developing new commercial banking relationships, managing an existing portfolio, and delivering customized lending and deposit solutions to businesses throughout the local market. The ideal candidate will have established business relationships in Jackson County and a proven track record of commercial loan production, portfolio management, and business development.


This is an excellent opportunity for a lender seeking a strong compensation package, outstanding benefits, local decision-making, and a culture focused on relationship banking.


Key Responsibilities

• Develop and maintain commercial banking relationships with business owners, professionals, and community leaders throughout Jackson County and surrounding markets.
• Generate new loan and deposit opportunities through proactive business development efforts.
• Analyze borrower financial statements, tax returns, and credit information to structure appropriate lending solutions.
• Prepare and present credit requests and recommendations for approval.
• Manage and grow an existing commercial loan portfolio while maintaining strong asset quality.
• Cross-sell treasury management, deposit products, and other bank services.
• Monitor loan relationships, perform annual reviews, and ensure compliance with bank policies and regulatory requirements.

Qualifications

• Minimum 4 years of commercial lending experience in the Jackson County, Mississippi market or surrounding Gulf Coast area.
• Strong knowledge of commercial credit analysis, underwriting, and loan structuring.
• Experience managing commercial loan portfolios and maintaining asset quality.
• Understanding of commercial real estate, C&I lending, and small business lending.
• Bachelor's degree in Business, Finance, Accounting, or a related field preferred.

Compensation & Benefits

• Competitive base salary commensurate with experience.
• Performance-based incentive and goal achievement program.
• 401(k)
• 2-3 weeks of paid vacation .
• Mileage allowance.
• Cell phone allowance.
• Gym membership allowance.
• Country club dues reimbursement/allowance for business development purposes.
• Comprehensive health and wellness benefits.
• Professional development and career advancement opportunities.

Ideal Candidate

• Established lender with strong business connections throughout Jackson County.
• Proven ability to source, structure, and close commercial loans.
• Relationship-driven banker who enjoys being active in the community.
• Self-motivated professional with strong credit acumen and business development skills.
• Team-oriented individual who values exceptional customer service and long-term client relationships.

If you are an experienced commercial lender looking for a highly visible role with a competitive compensation package and the opportunity to make a meaningful impact in the local market, we encourage you to apply.


Contact: View email address on click.appcast.io or call View phone number on click.appcast.io

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.