Credit Officer. Senior Associate -Technology, Disruptive Commerce & Internet

Job Overview Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new, emerging risks and using your expert judgement to solve real‑world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best‑in‑class. As a Credit Officer – Senior Associate in the Technology, Disruptive Commerce & Internet Group, you will be at the heart of our cross‑functional team, delivering credit solutions to a diverse range of high‑growth industries, including Software, Applied Technology, Digital Infrastructure, and high‑growth Consumer. You will assess and manage risks both on new originations and on an ongoing basis within the existing portfolio of borrowers. Job Responsibilities Aid team members in the analysis and structuring of new transactions and management of their assigned credit portfolio Work alongside counsel to document transactions, renewals, and amendments to existing facilities Work with founders and client executives from due diligence and negotiations of a new transaction through to ongoing portfolio management and subsequent transactions post‑close Utilize excellent credit analysis skills to appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions while maintaining acceptable credit reporting metrics Form well‑thought‑out, independent views and be able to voice your opinion in a clear, concise manner and defend that position with partners and senior leadership Work proactively, in a constructive, diplomatic manner, with internal contacts to keep transactions movingAct with a sense of urgency and drive execution to meet both internal and client deadlines Partner effectively to develop fulsome internal relationships, including being looked to as an expert on Credit Policy and being the “go‑to” person for credit and credit process for all products Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization Demonstrate excellent communication skills both internally and externally and use those skills to effectively solve problems Required Qualifications, Capabilities, and Skills BA/BS/BBA degree is required Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures 3+ years' experience in commercial banking/lending including extensive credit analysis Significant accounting and finance knowledge Strong working knowledge of credit agreements and other loan documentation Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem‑solving skills Excellent organizational and project management skills; able to manage competing priorities under tight deadlines Proven ability to collaborate and build strong partnerships Intellectual curiosity with a proven ability to learn quickly High degree of initiative, self‑direction, and ability to work well under pressure Preferred Qualifications, Capabilities, and Skills Experience in Direct Lending and / or Digital Infrastructure lending Benefits and Compensation We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Equal Opportunity Employer Statement We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans. #J-18808-Ljbffr JPMorganChase