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Mortgage Loan Originator

$43.89k - $58.9k

Cathay Bank

Posted Wednesday, June 17, 2026 at 7:00 AM People Drive Our Success Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank – we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members’ drive and optimism. Together we can make a difference in the financial future of our communities.

ESSENTIAL FUNCTIONS

Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community and other sources to proactively solicit new business. This includes making outside sales calls to prospective customers. Conducts sales-related activities that enhance the Bank’s image in the local community and raise the public’s awareness of the Bank’s mortgage and banking products and services. This includes conducting home loan education seminars and participating with real estate affiliated organizations. Participate and assist in community development/outreach with the CRA team to help generate loans for the low to moderate income communities. Build partnerships with local Community Development Centers to help generate qualified CRA loans. Works with customers primarily in-person and at the customer’s home, business office or other locations away from the Bank’s offices to complete application packages and submit files for underwriting and processing in a timely manner. Assist customers to complete loan applications. Gather information and process each file from initial approval to closing in a timely manner. Act as a liaison between branches, underwriter, closing agents and other related parties. Interviews customers and potential customers to develop a clear understanding regarding their product needs and determine the appropriate product, terms, and pricing that best suits their needs. Answers all product and pricing-related inquiries from potential customers, branch/lending personnel and outside sales contacts. Manages their loan pipeline to meet specific loan volume origination goals as established by management. Makes in-person calls on real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads. Must be knowledgeable with all bank products with a proven track record in loan closings. Provides support and training to branches as needed. Works with our business partners with loan referrals. Updates their personal job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations. Keeps abreast of all state and federal regulatory changes as they apply specifically to residential lending loan origination.

QUALIFICATIONS

Education: Associates Degree preferred. Experience: 5-7 years of previous experience in a bank residential lending sales environment. Experience working as an outside sales professional is preferred. Licensing: Must possess an active registration or be eligible for registration under the Nationwide Mortgage Licensing System & Registry (NMLS) within 90 days of hire. Skills/Ability: Strong written and verbal communication skills; must be able to adapt well to a fast paced and constantly changing business environment; PC proficient at the intermediate level; demonstrated ability to work in a team-oriented environment; demonstrated ability to provide good customer service; Bilingual is a plus.

OTHER DETAILS

$43,888 - $58,900 / year. Pay determined based on job-related knowledge, skills, experience, and location. This position may be eligible for a discretionary bonus. Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k). Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our California Job Applicant Privacy Policy. Cathay Bank is an Equal Opportunity and affirmative action employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision‑making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law. Cathay Bank endeavors to make accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact Mickey Hsu, FVP, Employee Relations Manager, at View phone number on click.appcast.io or View email address on click.appcast.io. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications. #J-18808-Ljbffr Cathay Bank

Vacancy posted 21 hours ago
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