P&C Actuary

Job Description

Well established insurance organization is seeking an experienced P&C Actuary to join its Product and Pricing team. Key responsibilities will be to analyze underwriting data into pricing frameworks, predictive analytics, and decision-support tools that optimize risk segmentation, profitability, and competitive positioning for the organization.

What we're looking for:

• 3-5+ years of P&C actuarial experience (rate adequacy, claims analysis)
• Bachelor's degree in Finance, Economics, Business, Math, or related field
• Actuarial designation in the works or already have
• Catastrophe modeling experience a plus
• ACAS/FCAS membership a plus
• Strong Excel skills; SQL/R proficiency preferred

Key Responsibilities:

• Analyze pricing data and market trends to develop pricing models and strategies
• Run pricing simulations and sensitivity analyses; build assumptions for the market
• Query and analyze claims data (SQL); support quantitative modeling projects
• Conduct competitive intelligence and market research
• Track pricing KPIs, margin analysis, and produce expected loss ratio (ELR) estimates by state
• Partner cross-functionally with sales, marketing, finance, and product teams
• Identify process/automation improvements and help implement pricing tools

100K-150K 3-5 years

150K-200K 5+ years