Universal Banker III

Job Description

Job Description

Role:  The Universal Banker III leads the operational standards of the branch. The Universal Banker III leads by example, coaches the team on operational excellence, as well as having needs-based conversations and offering financial solutions to meet our members' needs.
Performs functions to provide the highest level of service and responsiveness to credit union members, within scope of authority and expertise.

Essential Functions & Responsibilities:

Oversees branch operations, including but not limited to cash handling, control of negotiable items, preventing fraud, managing controllable expenses, promoting integrity, member privacy and employee safety and performance of all operational duties.

Consistently executes appropriate behaviors consistent with Align CU's values and member service standards to deliver exceptional member experiences.

Proactively connects with members to deepen relationships through needs-based conversations.

Demonstrates exceptional knowledge of credit union's products & services. Recommends appropriate solutions to meet members' needs. Consults with or makes referrals to product specialists who can assist with meeting specific member needs such as wealth management, real estate and commercial lending, etc., as needed.

Manages branch operations such as audits, cash settlements, ATMs, cash recyclers, coin machine, vaults, and branch monthly reporting.

Works with branch management to coach and mentor branch staff to achieve goals and develop their abilities and potential; provides ongoing training and motivation to the team.

Completes all member requests including, but not limited to, account opening, personal, automobile, and equity loan applications and closings, mortgage applications, servicing requests, issuing and maintaining debit cards, and routine banking transactions. (deposits, withdrawals, loan payments, check cashing, etc.)

Supervises teller balancing. Ensures all cash is accounted for and team adheres to Employee Accuracy policy. Verifies cash drawers when necessary and corrects teller errors.

Orders, verifies, and distributes cash shipments.

In conjunction with the Branch Manager and Assistant Branch Manager, ensures all security equipment is in proper working order. Opens and closes the branch as MOD. Ensures security systems are set properly. Responds to alarms as required.

Administers supervisor overrides for restricted transactions appropriately and within assigned limits to approve and take responsibility for the transaction.

Continuously increase knowledge and skills through self-motivation, formal education, seminars, and in-house training.

Adheres to Align Cu's policies and procedures. Responsible for compliance with the following regulations: OFAC, BSA, and other regulations as required.

Achieves all assigned member service and sales goals.