Credit Analyst

About Capitol Federal At Capitol Federal Savings Bank, we are committed to helping individuals, families, and communities achieve financial success. With a long-standing tradition of integrity, service, and financial stewardship, we strive to deliver exceptional banking experiences to every customer we serve. Our team members are the foundation of our success. We believe in fostering a supportive environment where employees can grow professionally, contribute meaningfully, and build rewarding careers. Position Summary We’re hiring for a Credit Analyst. This position is responsible for entering financial information to calculate cash flows and financial ratios, providing competent credit analysis, performing research for management, and assessing risk rates on loans. Key Responsibilities Prepares credit analysis summary for the results of the analysis of borrower and guarantor financials. Performs annual review of commercial credits. Spreads personal and business tax returns, prepares cash flow analysis, analyzes projected cash flows, prepares global cash flows, analyzes guarantor support, stress tests borrowers, assists in loan grading and monitoring of loan covenants. Performs administrative support for commercial loan activities including review of draw documentation for accuracy and posting draw requests. Performs other duties as assigned. Participates in proactive team efforts to achieve departmental and company goals. Must comply with current applicable laws, regulations and bank policies and procedures. Comply with all safety policies, practices and procedures. Report all unsafe activities to supervisor and/or Human Resources. Required Qualifications 1-3 years of similar or related experience, including preparatory experience preferred. Use of Microsoft Word and Excel is required. A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with the commercial lending team of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance. Core Competencies Customer Focus Communication Skills Integrity and Professionalism Problem Solving Attention to Detail Team Collaboration Unconditional Ethics Benefits Competitive compensation Retirement and savings plans Flexible Spending Accounts Paid time off and holidays Employee Assistance Program Health, Dental, Life and Disability coverage Parental Leave Professional development opportunities Career Advancement Pathways Equal Opportunity Employer CapFed® is an equal opportunity employer. #J-18808-Ljbffr