Staff Software Engineer, Backend

Company Credit Genie is a mobile‑first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash and building credit. Founded in 2019 by Ed Harycki, former Swift Capital Founder, and backed by Khosla Ventures, Credit Genie is led by industry pioneers from companies such as PayPal, Square, and Cash App. Overview As a Staff Software Engineer, you’ll play a pivotal role in shaping our platform, designing and building the core systems that power our financial products. You’ll have the opportunity to architect scalable infrastructure, drive technical direction, and work on products from the ground up. This is a rare chance to join a fast‑growing fintech startup where your work will have a direct and meaningful impact on both the company and the financial well‑being of our users. What You’ll Do Design, build, and scale backend systems end‑to‑end, from architecture to deployment, ensuring high performance, security, and scalability for next‑generation financial products. Work on greenfield projects from scratch, making foundational technical decisions that will shape our platform for years to come. Collaborate with product, design, data science, and adjacent engineering teams to build impactful features and solve complex business challenges. Lead critical technical, design, and product discussions, driving best practices in system design, coding, testing, and DevOps. Scope, build, and optimize products and services that deliver immediate and meaningful value to users. Requirements 8+ years of experience designing, building, and scaling high‑performance backend systems in a fast‑paced, high‑growth environment. Expertise in architecting and productionizing large‑scale distributed systems. Comfortable working across multiple technical areas and collaborating with frontend/mobile teams. Passion for tackling complex challenges with structured thinking and analytical rigor. Ability to break down intricate systems, identify flaws, and implement scalable, secure, and maintainable solutions. Thrives in a fast‑moving, iterative environment with a bias for action. Excited to take full ownership of projects, drive impact, and work cross‑functionally with product, design, and engineering teams. Strong understanding of data privacy, compliance, and secure coding practices. Experience with designing resilient and reliable systems that meet high security and regulatory standards. Nice to Have Experience working with products related to lending, credit cards, payments, or other financial services. Familiarity with mobile app ecosystems and financial technology. Benefits and Perks 100% company‑paid medical, dental, and vision coverage for you and your dependents on your first day of employment. Up to $100 per month in fitness reimbursement or complimentary membership to LifeTime Fitness or Equinox. 401(k) with a 3.5% match and immediate vesting. Meal program available for both lunch and dinner. Pre‑tax benefits, including a $1,000 HSA match. Life and accidental insurance. Flexible PTO. Actual level and base salary will be determined on a case‑by‑case basis and may vary based on job‑related knowledge, skills, education, and experience. Base salary is just one part of your total compensation and rewards package at Credit Genie. You may also be eligible to participate in the bonus and equity programs. You will have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short & long term disability insurance, life insurance, and flexible PTO. Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview. #J-18808-Ljbffr Credit Genie