Executive Underwriter - Contract Surety

Crum & Forster Company Overview

C&F, with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of A+ (Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.

Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion.

C&F is part of Fairfax Financial Holdings, a global, billion $ organization. For more information about Crum & Forster, please visit our website:

Executive Underwriter - Contract Surety (remote in San Francisco, California area)

An Executive Underwriter is accountable for Contract Surety product underwriting that contributes to the achievement of the Contract Surety business plan including new business, renewal retention, pricing and profitability. This role reports to the Regional UW Director and will work closely to foster agency/broker relationships and develop a profitable book of business.

Essential Job Functions And Responsibilities

• Responsible for risk selection/rejection, pricing, retention, growth, and profitability within scope of authority and per divisional objectives.
• Receives and analyzes submissions, assesses risk quality and determines terms in accordance with company guidelines.
• Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
• Makes recommendations on risks over authority.
• Enters, maintains, and monitors accounts using underwriting, analysis, and desktop systems.
• Uses independent judgment and initiative to support business goals.
• Prepares effective internal and external communications on underwriting issues.
• Develops a book of commercial surety business with select brokers/agents and maintains effective business relationships with external customers to attract and retain profitable business.
• Visits producers and principals to retain existing accounts, survey exposures, build and maintain business relationships, and develop new opportunities in support of divisional objectives.
• Coaches and guides less experienced underwriters.

Job Requirements

• A minimum of 5 years of contract surety experience is required.
• Bachelor’s degree is required in Business, Finance, Accounting or a related field.
• Must have strong communication skills to build and leverage excellent customer relationships to successfully market products.
• Sales mindset for creating and following through on pipeline opportunities that contribute to new business goals and budget objectives.
• Excellent communication, interpersonal, and presentation skills.
• An ability to think analytically about business problems, make recommendations and propose solutions.
• A high energy, self‑starter, who is resilient and has an entrepreneurial spirit.
• Demonstrates solid time, organizational, and desk management skills.
• Goal‑oriented mindset, delivers on goals and objectives.
• Microsoft Office experience and the ability to learn new applications—must be possessed.
• Travel required and proof of valid driver license.

What C&F Will Bring To You

At C&F you will BELONG

We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.

For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complies with applicable pay equity laws. Salary ranges for all positions at this location range from a minimum of $118,900 to a maximum of $170,000. The actual compensation is determined by various factors, including but not limited to market pay, responsibilities and required skills, and employee performance. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance‑based variable pay programs.

• Flexible work arrangements.
• Competitive compensation package.
• Company car provided.
• Generous 401K employer match.
• Employee Stock Purchase plan with employer matching.
• Generous Paid Time Off.
• Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family’s complete wellness, including physical and mental wellbeing.
• A core C&F principle is that you manage your career. To support your development, we have a wealth of ways to keep learning, including tuition reimbursement, industry related certifications and professional training available to you.
• A dynamic, ambitious, fun and exciting work environment.
• A spirit of social responsibility, matching donation program, volunteer opportunities, and employee‑driven corporate giving.