Regulatory Compliance Specialist

Job Description The selected candidate will be the primary point of contact for state and federal regulatory examinations and will assist regulators on all requests pertaining to those examinations. The candidate will develop and implement corrective actions to address deficiencies cited in federal and state examination reports and ensure all deadlines and requests are met in a timely manner. Responsibilities Provide responses to state and federal requests for information. Coordinate state and federal regulatory examinations from agencies such as the CFPB, DOJ, FTC, SEC, NY DFS, DBO, TX OCCC, and others. Develop and implement corrective actions to resolve exceptions identified during examinations. Schedule follow‑up internal audits to monitor and maintain the effectiveness of corrective actions. Prepare written responses to exception reports and ongoing audit results for regulators. Prepare internal reports and summaries on incidents of non‑compliance with relevant legal, regulatory and policy requirements. Develop and present root cause analyses and corrective action plans to the compliance board and board of directors. Work closely with the Chief Compliance Officer and Regulatory Compliance Counsel to validate cited exceptions before remediation. Collaborate with business units to design, document and maintain monitoring policies and procedures ensuring compliance with relevant legal and regulatory requirements governing compliance finance. Requirements Basic knowledge of multi‑state regulatory requirements for auto finance. Basic knowledge of Consumer Financial Protection Laws. Strong verbal and written communication skills, including professional communication with state and federal regulators and upper management. Superior interpersonal and teamwork skills. Demonstrated understanding of learning and development principles. Ability to manage multiple projects and prioritize in a fast‑paced environment. Detail oriented. Education and Experience Bachelor’s degree in a business‑related discipline from an accredited college or university. Preferred: at least three years of experience in the auto‑finance industry. Technology and Equipment Experience with Daybreak or other retail consumer servicing systems preferred. Able to navigate web‑based applications. Proficiency with Microsoft Office (Word, Excel, Outlook, PowerPoint, Vision). Familiarity with general office equipment such as copier and fax. Compensation Base salary $60,000 – $80,000 depending on experience. Benefits Medical, dental, and vision benefits. Life insurance and long‑term disability plans. Flexible spending account. 401(k) matching. Employee stock ownership participation in a $18.2 B company with company matching. Wellness programs. Metro tap card and Metro‑link reimbursement (for Los Angeles, CA employees only). Career‑path opportunities. Discounts on parks, museums, movie tickets, and attractions. Annual flu shot. Paid vacation days. Paid sick days. Paid holidays. Gym membership (available in Los Angeles, CA and Dallas, TX offices). Rental‑car discounts, Dell Member Purchase Program. UKG wallet. Acknowledgement We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. We are an equal‑opportunity employer and do not unlawfully discriminate in employment. Equal access to employment, services, and programs is available to all persons. Applicants requiring reasonable accommodation to the application and interview process should notify a representative. #J-18808-Ljbffr