Mortgage Loan Officer

Klassic Recruiting is partnering with our client in their search for a Mortgage Loan Officer to join their team. Evolve Bank & Trust is a FDIC insured bank and Equal Housing Lender with roots dating back over eighty-eight (88) years. Our Personal banking goes beyond simply managing money. Established in 1925, Evolve Bank & Trust conducts business with a strong emphasis on all areas of lending - including consumer, residential, construction, commercial and SBA. To increase mortgage loan production by developing contacts, attracting mortgage customers, and reviewing and processing loan applications; to structure and maintain contact and care with the customer from start to finish during the process of obtaining a mortgage. Job Description Main Job Tasks and Responsibilities: Attracts new mortgage loan applications by developing relationships specifically in the real estate community and making sales calls to prospective customers. Provides applicants with information regarding the loan application process. Obtains complete loan applications including all supporting documentation needed to process the loan. Reviews information by examining application and documentation, reviewing credit worthiness, and calculating repayment risk from information and documentation received from the borrowers. Pre-qualifies potential loan applicants by analyzing credit and financial background. Follows up on processing the loan by obtaining additional applicant information if necessary. Maintains communication with the borrower from time of application through closing. Establishes the rate with the borrower and verbally and in writing prior to settlement. Understands and supports the corporation's policies and procedures to provide proper and effective treatment to all of the corporation's customers. Resolves any customer questions and disputes in an expeditious and tactful manner. Reviews and reports complaints from customers and recommends corrective action to management. Performs other related duties as assigned. Protects the bank and the customer by keeping mortgage loan information confidential. Qualifications Education and Experience: High School Diploma or equivalent Prior sales experience is preferred Budgeting Oral Communication Skills Customer Relations Customer Service Math Negotiations Job Type: Full-time Additional Information All your information will be kept confidential according to EEO guidelines. #J-18808-Ljbffr