Loan Officer

Job Description

Job Description

Job Description:

SayGo Home Loans is seeking an experienced, motivated Loan Officer to join our Specialty Banking Division in Irvine, CA. In this role, you'll call on company-provided leads and guide borrowers through the entire loan process — from initial application to closing. This is a full-time, on-site, commission-based position ideal for a self-driven originator who wants strong earning potential backed by a consistent, company-provided lead flow.

Key Responsibilities:

• Call on company-provided leads to identify and engage prospective borrowers, converting them into applications and closed loans.

• Consult with borrowers to assess financial goals and recommend appropriate loan programs (conventional, FHA, VA, jumbo, and others).

• Guide clients through pre-qualification, application, and disclosure processes in compliance with state and federal lending regulations.

• Collect and review required documentation, and coordinate with processing and underwriting to keep loan files moving toward on-time closing.

• Maintain a healthy pipeline, providing borrowers with clear, timely communication at every stage.

• Stay current on loan products, interest rates, underwriting guidelines, and industry/compliance changes.

• Meet or exceed individual production and customer satisfaction goals.

Qualifications:

• Active NMLS license in good standing required (California licensure).

• Prior experience as a mortgage loan officer or loan originator preferred.

• Strong working knowledge of mortgage loan products, underwriting guidelines, and the loan origination process.

• Excellent communication and phone-based sales skills, with the ability to convert leads into closed loans.

• Self-motivated and comfortable working in a commission-based, production-driven environment.

• Knowledge of Encompass (LOS) and Salesforce (CRM) is a plus.

Why Work for SayGo:

At SayGo Home Loans, we do the lead generation so you can focus on closing: our loan officers work a steady stream of company-provided leads rather than having to source their own business. This role also comes with a $5,000/month guarantee, giving you a reliable income floor while you build your pipeline.

We're a VA, FHA, and Fannie Mae/Freddie Mac Agency-approved direct lender, and 100% of the loan process — from application through underwriting, processing, and

funding — is handled in house. We back that lead flow and in-house infrastructure with responsive processing and underwriting support, competitive commission splits, and the technology tools needed to close loans quickly and keep clients happy.

We invest in our people with ongoing training and a collaborative team culture that rewards initiative and puts client experience first.

About SayGo Home Loans:
SayGo Home Loans is a growing mortgage banking company headquartered in Scottsdale, Arizona. Led
by a leadership team with decades of combined mortgage industry experience, SayGo Home Loans is
built on operational excellence, regulatory compliance, and a people-first culture.

Company Description

About SayGo Home Loans: SayGo Home Loans is a growing mortgage banking company headquartered in Scottsdale, Arizona. Led by a leadership team with decades of combined mortgage industry experience, SayGo Home Loans is built on operational excellence, regulatory compliance, and a people-first culture.