Senior Underwriter

Our mortgage company is expanding, and we are seeking an experienced mortgage underwriter to join our growing team. You’ll be responsible for ensuring real estate loan applications are completed with all required documents submitted correctly and loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today! Responsibilities: • Provide necessary documentation/communication regarding approval or rejection of loans to loan officers • Research applicant’s employment and financial history to help determine the accuracy of application and documents • Make sure that after information is collected that it is correct, compliance standards are met, and it is in alignment with company policies • Send requests as needed for any additional information that will help determine loan risk • Review all mortgage applications and supporting documents to ensure all necessary information is included for approval • Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines. • Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. • Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists • Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files. • Responds to post-closing reviews and audits in a timely fashion. Qualifications: • Knowledgeable in automated underwriting systems and Microsoft office • Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products • Must hold a Bachelor’s degree in business, banking or similar field • Excellent decision-making and communication skills • 2+ years of mortgage underwriting experience or mortgage lending experience is required • 10+ Years of mortgage underwriting experience required. Compensation: $75,000 plus per file bonus of underwritten files

• Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines. • Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. • Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists • Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files. • Responds to post-closing reviews and audits in a timely fashion.

Compensation:
$75,000 per year