Loan Consultant

Credit9 is growing and seeking a motivated, career-driven Loan Consultant to join our team. This is an excellent opportunity for individuals with sales, lending, or customer service experience who want to maximize their earning potential through performance-based incentives. As a Loan Consultant, you will assist consumers through the loan application, submission, and funding processes ensuring they receive the best loan options for their financial situation. You will engage with a high volume of leads, assess creditworthiness, and guide borrowers through the lending process with expert financial solutions. This role offers unlimited earning potential through a competitive bonus incentive plan based on funded units. Compensation: $19.50 per hour plus commission. Work Location: Irvine, CA Job Duties: Field inbound calls from prospective borrowers seeking a debt consolidation loan. Prescreen loan applicants for creditworthiness and present loan products to meet their unique financial situation and requirements. Present loan options tailored to the client’s financial needs and requirements. Manage a large volume of calls and emails from prospective borrowers. Become a subject matter expert in unsecured lending programs, rates, and guidelines. Review credit liabilities and income to determine an accurate debt-to-income ratio. Obtain required loan documentation in accordance with Underwriting guidelines. Review income, assets, and credit documentation for accuracy and compliance with relevant regulations. Answer customer questions and resolve challenges during the loan application and funding processes. Request additional documentation when needed to support a loan decision. Effectively communicate loan decisions and next steps to customers. Experience Requirements: 2+ years of experience with consumer lending, credit lending, or sales. 2+ years of consumer direct or wholesale lending experience. Previous sales experience in a high-volume call center is a plus. Ability to problem-solve and propose alternate loan terms. Ability to concisely communicate directly with loan applicants and team members. Ability to function in a fast-paced and competitive environment. Ability to solve problems while maintaining a positive attitude. Ability to retain information and exercise sound judgment consistently. Proficiency with Microsoft Office, Google Suite, and CRM systems. Passionate about helping customers achieve their financial goals. Strong organization, time management, and multitasking skills. Detail-oriented with the ability to apply policies, procedures, and underwriting guidelines. Ability to meet sales goals. Education Bachelor’s degree preferred, but not required. Company Benefits: Ongoing training and development Opportunity for career advancement Medical Dental Vision Company Paid Group Life / AD&D Insurance 7 Paid Holidays and 2 Floating Holiday Days to use at will Paid Time Off Flexible Spending/HSA Employee Assistance Program (EAP) 401(k) match Referral Program Credit9 is proud to be an Equal Opportunity Employer. Credit9 does not discriminate based on race, color, gender, disability, veteran, military status, religion, age, creed, national origin, sexual identity or expression, sexual orientation, marital status, genetic information, or any other basis prohibited by local, state, or federal law. #J-18808-Ljbffr