Underwriter

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a \"small company\" culture where your ideas will be heard with \"big company\" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow. At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best. This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship. Great American’s Fidelity/ Crime Division is a market-leading specialty insurance business with deep expertise in protecting organizations against financial loss arising from employee dishonesty, forgery, and other crime-related exposures. With deep underwriting and claims expertise, the division delivers customized coverage solutions to a diverse portfolio of public and private companies, financial institutions, and government entities. In addition to Crime, the division specializes in Kidnap & Ransom (K&R) and Fine Art coverage. We are currently searching for a Senior Underwriter for our New York City Region. This individual will work hybrid from the New York City office. Great American’s culture is built on connection, shared learning, and strong relationships. Employees are expected to maintain a meaningful on-site presence to support collaboration, relationship building, and business success. The role of the underwriter is to market, underwrite, and produce profitable Fidelity/Crime business in accordance with Company objectives and policies. This is a salaried position and not commissioned sales. Underwriting territories include the NYC boroughs, Long Island, the Lower Hudson Valley, and Northern New Jersey. Responsibilities: Has accountability for risk selection / rejection, pricing, retention, growth, and profitability (within scope of authority and per divisional objectives). Develops and maintains effective business relationships with internal and external customers/coworkers to attract and retain profitable business. Interacts with the producers/insureds, assists in marketing calls, and participates in underwriting/production calls. Interprets, explains, and markets products and services. Visits producers and insureds to build and maintain business relationships, retain existing accounts, and develop new opportunities. Uses independent judgment and initiative to support business goals. Maintains a high level of customer service. Receives and analyzes submissions and determines terms to offer (policy limits, deductibles, coverage options and conditions, etc.). Prices business in accordance with company guidelines. Assesses risk quality and compliance within company guidelines. Makes recommendations on risks. Enters, maintains, and monitors accounts using underwriting, analysis, and desktop systems. Prepares effective internal and external communications on underwriting issues. Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations. Performs other duties as assigned. Qualifications: Bachelor's degree preferred. Generally, 3-10+ years insurance underwriting and/or business development experience. Financial institutions (FI) experience is a plus. Insurance carrier or broker experience in professional lines/crime is preferred but not required. High level of organizational skills, ability to establish priorities and meet deadlines. Proficiency in PC based programs and Microsoft Office Strong negotiation skills, verbal and written communication skills in order to leverage excellent customer relationships, and to drive opportunities for marketing products and services. Must be open to day travel to visit producers and insureds, and, and limited overnight travel for industry conferences, events, and internal meetings. Business Unit: Fidelity / Crime Salary Range: $115,000.00 -$165,000.00 Benefits: We offer competitive benefits packages for full-time and part-time employees* Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits. Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at *Excludes seasonal employees and interns. Why can you trust Great American Insurance Group? For nearly 150 years, Americans have trusted us to protect them. Our innovative insurance solutions and specialization serves niche marketplaces that we know well. This expertise gives us a successful foundation that spans generations. You never know where a career in insurance will take you. Whether you are starting your career or are looking for a company to grow your experience, at Great American Insurance Group, you can join our more than 8,500 employees to “Be Here. Be GREAT!” To learn more, visit our Career Page #J-18808-Ljbffr