Product Analyst

Job ID: 46175179840Posted: 2026-10-20Location: Amelia, Ohio, United StatesCategory: Operations & Product ManagementCompany: Munich ReAmerican Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for residential property – such as manufactured homes and specialty dwellings – and the recreational market, including boats, personal watercraft, classic cars, and more. We provide specialty product solutions that cover what the competition often can’t. We write admitted products in all 50 states and have a premium volume of $2.2 billion.Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re’s Global Specialty Insurance division. Our employees receive boundless opportunity to grow their careers and make a difference every day - all in a flexible environment that helps them succeed both at work and at home.Purpose:The Product Analyst supports the Line of Business (LOB) pod by delivering analytical and operational expertise across rate, form, rule, and regulatory-driven initiatives. This role informs product strategy through internal performance analysis and external market insights. At higher levels, Product Analysts lead competitive and market intelligence efforts, helping guide pricing, coverage design, and product positioning to support profitability and growth.Roles & Responsibilities:Pricing, Modeling & Product DevelopmentPrice and execute limited, full, complex, form, and rule product reviews, including development of filings, rules, algorithms, and supporting exhibitsPartner with Predictive Modeling to determine support and selection for new pricing modelsApply actuarial concepts, business intent, and proposal materials to evaluate and recommend rating structuresDevelop and maintain countrywide filing support documentation for new models and product changesCreate product forms using proposed language and complete marketing materials for approved revisionsPerformance Analysis & Strategy SupportAnalyze product performance across rate, retention, and loss ratio metrics to identify improvement opportunitiesCollaborate with Actuarial, Finance, and Underwriting to support performance tracking and product optimizationProduce dashboards and reporting tools to support decision-making by the LOB Lead and Product ManagerMarket Intelligence & Competitive AnalysisConduct state-specific and national competitor research to assess pricing strategies, coverage offerings, form design, and market positioningIdentify and track emerging trends in underwriting, rate actions, and market shifts to inform product strategyProvide strategic recommendations based on market intelligence and competitive benchmarks(Higher-level Product Analysts lead this function and guide related tactical decisions.)Quality & ComplianceManage and align product and underwriting rule changes across stakeholders prior to releaseConduct peer reviews to uphold analytical accuracy and documentation qualitySupport audit functions, including data validation and compliance review activitiesFollow PDLC processes and support continuous improvement in workflows and product operationsRequired Technical Skills:Strong command of Excel (including macros), MS Office Suite applications, and computer systems.Knowledge of data gathering and manipulation techniques and tools such as Access, SQL.Strong analytical abilities including mathematics and statistical concepts.Use of RADAR/Earnix for impact, rate structure, quality and market analysis.Skills / Knowledge / Experience:Product Analyst I: Emerging understanding of generalized insurance products. Deep understanding of MS Excel, Radar and or Earnix. Able to run complex analysis large data sets using pivot tables.Product Analyst II: All Level Product Analyst I skills & capabilities plus: 2-6 years of insurance product related experience. Significant understanding of AMIG’s and or competitor products giving the candidate a general understanding of broad insurance products. Ability to lead full life cycle operations of simple to complex product changes with little supervision.Sr. Product Analyst: All Level Product Analyst I skills & capabilities plus: 7+ years of Insurance Product related experience. Deep understanding of AMIG’s and or Competitor products with a significant portion of experience related to a specific product class making the candidate a subject matter expert in that product class. Ability to lead full life cycle operations of complex product changes with no supervision.Education, Certifications & Designations: Required: Bachelor’s degree Business, Accounting, Finance or similar fieldPreferred: MBA or similar advanced degree, CPCU and/or FCASWe are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:Two options for your health insurance plan (PPO or High Deductible)Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes spouse/domestic partner and children)Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity)Prescription drug coverage (included in your health insurance plan)Short and Long Term Disability coverageVision and dental insurance plansIn addition to the above insurance offerings, our employees also enjoy:A robust 401k plan with up to a 5% employer matchA retirement savings plan that is 100% company fundedPaid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversariesEligibility to receive a yearly bonus as a Munich Re employeeA variety of health and wellness programs provided at no costA hybrid environment that gives you a choice in where and how you get work doneA corporately subsidized on-site cafeteria as well as a We Proudly Serve coffee shopAn on-site complimentary workout facility as well as walking trails on campus groundsOn-site wellness center complete with nurse practitionerFinancial assistance for adoptions and infertility treatmentPaid time off for eligible family care needsTuition assistance and educational achievement bonusesFree parkingA corporate matching gifts program that further enhances your charitable donationPaid time off to volunteer in your communityAt American Modern, a member of the Munich Re Group of companies , we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Sometimes we are fortunate enough to receive a high volume of applications. After reviewing all applications, we will contact only the selected candidates to schedule an interview. We are grateful for all candidates and their interest.For the hybrid schedule: Please submit a cover letter with additional information if you're not currently local but intend to relocate for the hybrid schedule.Applicants requiring employer sponsorship of a visa will not be considered for this position.#LI-SF1