Sales Executive - Life Insurance

Job Summary Responsible for generating sales opportunities with new clients in a defined market; coordinates personal sales efforts with department team members and other internal staff. Also collaborates with the team to cross-sell products and services; develops and implements a personal sales plan with direct accountability for annual production goals. A Day in The Life Establishes a sales development plan to originate business with new clients; builds and maintains a book of business and incrementally grows the book at plan each year. Capitalizes on opportunities to cross-sell multiple lines of coverage to existing clients; collaborates with department peers and service staff managing the company's various practices to maximize the sale of services provided. Maintains a high level of sales activity through self-driven initiatives to achieve production goals, markets products and services to the appropriate contact. Develops and executes a proactive strategy to source leads, identify and target decision‑makers, and make cold calls to obtain opportunities for an appointment and service presentation. Performs a detailed analysis of a prospective client's needs by reviewing their existing insurance / risk management program; makes recommendations for appropriate and competitive coverage. Customizes insurance programs to suit customer needs covering a variety of risks; explains features, advantages, and disadvantages of various policies to promote the sale of services. Communicates products and services by developing the appropriate presentation and implementing closing techniques to secure the business. Meets with existing clients on a regular basis to maintain close relationships and ensure required services are provided as expected; acts as an adviser and consultant, helping customers analyze risk and apply innovative solutions to resolve complex risk problems. Maintains accurate and timely electronic records of all prospecting activities utilizing Microsoft CRM software including the data entry of established contacts, sales calls and presentations performed, closed sales achieved, and other follow‑up activities. Develops a personal network of contacts for the long‑term sourcing of prospects through professional referrals and special‑interest groups; participants in community events, non‑for‑profit boards, and other community networking opportunities. Attends industry events, seminars, and informational workshops to learn about changes in the competitive market and the new products and services provided; receives technical training and enhances skills to improve account development ability. Stays up to date with legislative changes, industry trends and new product offerings; assists in the implementation of company promotional activities and seminars. Leads others by example through the sharing of knowledge and skills. Participates in proactive team efforts to achieve departmental and company goals. Complies with all safety policies, practices, and procedures; reports all unsafe activities to supervisor and the Human Resource Department. Performs other duties as may be assigned. What You’ll Need A minimum of 3-5 years or more of industry knowledge is required. Bachelor degree in business, Finance or Accounting or 3-5 years or more of related experience or the equivalent combination of education and experience. Life, Health, Accident License required. NASD Series 6 or Series 7 Licensing preferred. Professional Designations of CLU, ChFC, LUTCF, or CFP preferred. Prior experience in life, disability and long‑term care insurance are required. Experience working for an insurance brokerage firm or agency preferred. Skilled in the use of Outlook, Word, Excel, PowerPoint, Access, MS Windows, Adobe, Webex. Who You Are Pro‑active, goal driven, self‑starter and confident attitude. An outgoing, professional demeanor. Service oriented, demonstrates a positive attitude, contributes to building morale, initiates collaborative approach. Works well under pressure, ability to manage time‑sensitive projects and meet established deadlines. Effective networking and relationship‑building skills. Exceptional interpersonal abilities. Excellent listening, verbal, and written communication skills. Highly organized, detail‑oriented, and results driven. Insightful, creative, and innovative. Strong analytical and problem‑solving skills. Contributes to a work environment that promotes respect, diversity, and dignity. Who Is Oswald? Oswald is a 129‑year‑old company that creates a world of protection around the lives and businesses of our clients. We are an independent, employee‑owned company; essentially, you own your own success in a personally and financially rewarding opportunity. Inclusivity is a priority. We foster an environment of collaboration and belonging where our Employee‑Owners thrive on their unique path. Our diverse talent reflects the communities and clients we serve, while driving unmatched risk and insurance innovations. Our people‑first culture and client service excellence have built our reputation of integrity, resourcefulness, and a relentless care for our clients and employees. Don’t believe us? Ask your friends, colleagues, and mentors about Oswald. There’s a reason Oswald has been named a Top Workplace for nine consecutive years. What You’ll Get At Oswald, you will have the opportunity to build a long‑term career with unlimited growth potential. Aim high, work hard and we’ll help you achieve your goals. At Oswald, you will experience our caring work environment. We care about our Employee‑Owners, we care about our customers, and we care about the world around us. Our caring personality comes to life in the form of volunteering in the community. We even give employees paid time off to volunteer with an organization of their choice. At Oswald, you will achieve a work‑life balance. We care about your physical and emotional well‑being, so work‑life balance is encouraged and practiced. We understand you have a life outside of work, and we want you to live it. At Oswald, you will have access to a world‑class Total Rewards package. We truly value our people, which shows in our compensation, benefits, and perks. In addition to competitive pay, we have designed a performance‑based annual incentive program. All employees are eligible to earn a bonus by meeting performance objectives. Comprehensive medical, dental and vision plans and numerous supplemental benefit offerings. Paid time off annually and a sabbatical at every 10‑year service anniversary. Ownership in the company in the form of company stock (discretionary profit‑sharing and 401(k) match contribution) Assistance with parking expenses, discount programs for area services/experiences, and financial support for professional development and licensure/designations. Access to specialized leadership development programming designed to take your career to the next level. And so much more! To learn more about Oswald, our culture and everything we have to offer, visit us on LinkedIn. Oswald, a Unison Risk Advisors company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic. #J-18808-Ljbffr Oswald Companies