Senior Product Manager - Cash Products

About Our Company

We’re a diversified financial services leader with more than $1.5 trillion in assets under management, administration and advisement as of year-end 2024. Our team of 22,000 people across 19 countries, serves more than 3.5 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses – Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.

Job Description

At Ameriprise, we help clients achieve a confident retirement by understanding their needs and goals, and providing personal solutions, including investing and banking solutions. Ameriprise Cash Product Management is part of Banking and Cash Solutions within Advice and Wealth Management. The team is responsible for the product management of the Ameriprise cash products, including Certificates, Cash Sweep, Money Market Funds, and Bank Deposit products.

In this role, you will focus on coordination and execution of key initiatives, development of business analysis and presentation to inform key decisions. You will coordinate with other Cash Product leaders to understand their priorities and develop a plan to bring the ideas to life. This role partners closely with Technology, Operations, Marketing, Finance, Risk, Compliance, and Analytics teams to transform ideas into actionable business plans, secure organizational alignment, and lead execution of high impact initiatives. You will be a key contributor to the successful growth of the Ameriprise Cash Product platform, including Ameriprise Bank. Initially, you will be an individual contributor with potential future leadership opportunity.

Key Responsibilities

• Lead the coordination and execution of key cash product initiatives, including enhancements, campaigns launching banking products tailored to the needs of Ameriprise Financial investment clients and other prospective clients

• Drive multiple initiatives from concept through development and market launch

• Identify and evaluate opportunities that drive growth, increase client engagement, improve operational efficiency, or enhance employee and advisor experiences

• Collaborate with leaders to develop strategic product roadmap and in partnership with leaders, develop a comprehensive plan for bringing the roadmap to life

• Assist with the financial and business analysis, development of presentations, and influencing the customer experience

• Analyze business performance, competitive trends, client feedback, and operational challenges to uncover opportunities for improvement

• Deliver results through a matrixed organization including technology, operations, digital, finance, compliance, legal, risk, marketing, sales, field leadership and other partners

• Build alignment among stakeholders with varying priorities and objectives

Required Qualifications

• Bachelor’s degree or equivalent experience

• 7+ years’ experience in program management, product management, finance, product analytics or some combination

• Proven success leading initiatives and solving business problems creatively and with urgency.

• Product orientation with a strong sense of ownership and ability to exercise sound business judgement in line with strategic goals.

• The ability to coordinate, prioritize and complete work within a dynamic environment, demonstrating strong leadership and the ability to empower others.

• Experience across all aspects of product management including product lifecycle management, pricing, service, sales, marketing, process, risk-management, and advisor engagement.

• Involvement in digital financial product development and delivery.

• Outstanding communication and interpersonal skills which allow you to effectively present to both business and technology partners and build executive ready PowerPoint decks and other written materials.

• Leadership experience by delivering outcomes through key partnerships (i.e. technology, operations, finance, marketing, vendors)

• Strong financial competence and analysis; ability to understand and interpret financial data, reports, and insights.

• Strong analytical and problem-solving skills using data to identify trends and issues and potential ways to solve the issue.

• Understanding of the competitive banking and investment landscape

Preferred Qualifications

• FINRA Series 7

• Experience working with FIS core platform, and other financial technology vendors

• Experiencing using technology APIs to implement financial solutions

• Wealth Management, Investment Advisory, Brokerage business experience or knowledge

Visa Sponsorship

Applicants must have a valid work authorization that does not now, or in the future, require visa sponsorship for employment in the United States (e.g., H-1B, F-1 CPT, F-1 OPT, TN).

In-Office Collaboration

We are a client-centric, relationship-based business. Working together, in-person, is foundational to how we achieve results. By fostering a culture of face-to-face collaboration, idea sharing, productivity and personal connection, we deliver for our stakeholders — clients, advisors, employees and shareholders. Our employees work in the office at least four (4) days per week, with flexibility to work from home one (1) day per week. Some roles may require additional in-office time or different in-office expectations, and specific requirements will be discussed during the hiring process.

Base Pay Salary

The estimated base salary for this role is $100,000 - $137,600 / year. We have a pay-for-performance compensation philosophy. Your initial total compensation may vary based on job-related knowledge, skills, experience, and geographical work location. In addition, most of our roles are eligible for variable pay in the form of bonus, commissions, and/or long-term incentives depending on the role. We also have a competitive and comprehensive benefits program that supports all aspects of your health and well-being, including but not limited to vacation time, sick time, 401(k), and health, dental and life insurances.

Full-Time/Part-Time

Full time

Exempt/Non-Exempt

Exempt

Job Family Group

Marketing/Product Management

Line of Business

BANK Bank

Ameriprise Financial is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, ancestry, age, physical or mental disability, medical condition, pregnancy, military status, veteran status, genetic information, citizenship, disability status, marital status, family status or any other basis prohibited by law.

We are committed to fostering an inclusive and accessible recruitment process for individuals with disabilities. If you require a reasonable accommodation to participate in the application or interview process, speak to your recruiter to discuss how we can support you.