Underwriter - Commercial Lines - Mission Viejo, CA

Location:Mission Viejo, CATeam:Commercial LinesJob Type:UnderwritingFT/PT Status:Full TimeJob Title: Underwriter- Commercial Lines- Mission Viejo, CALocation: Mission Viejo, CA About Us: At USLI, we’re not just about insurance — we are committed to making a difference, both internally and externally. Our community is built upon five values: Caring, Attitude, Respect, Empathy and Energy. Our commitment to these values leads us to make better decisions and furthers our true sense of community. By joining our team, you'll be part of a vibrant organization that values innovation, collaboration and growth. Here, you’ll have the opportunity to shape the future of insurance and make a meaningful impact.Your Role: As an underwriter, you’ll be at the heart of our operations, driving success by evaluating submissions, handling customer requests and building strong relationships. You’ll work in a dynamic environment where creativity and strategic thinking are highly valued. Join us to be part of a team that’s respected for delivering exceptional service and innovative solutions.Key Responsibilities:Evaluate and underwrite: Assess and manage submissions with precision, adhering to our guidelines and delegated authorityCustomer engagement: Address quotes, re-quotes and endorsements with a customer-first mindset, ensuring top-tier serviceRelationship building: Cultivate and maintain strong relationships with customers, addressing their needs and driving business growthCollaborative approach: Partner with teams across Underwriting as well as Business Development, Claims, IT and more, contributing to a unified and effective operationInnovative contribution: Stay ahead of the curve by researching market trends, analyzing competitive information and supporting product developmentAdditional Responsibilities (used for internal details): People’s College Underwriting Degree (PCUD): successful completion of at least 50% of the PCUD requirements found on the intranet under People’s College and in ULearnWhat You’ll Bring:Attitude: A positive and growth-focused mindset combined with a caring attitude committed to USLI’s success, with the grit and resiliency to make it happenCustomer-centric focus: A dedication to placing our customers at the center of everything you doAnalytical mindset: Strong decision-making abilities, with a blend of data analysis and critical thinkingTeam collaboration: A proactive, team-oriented approach with excellent relationship-building skillsAdaptability: Ability to navigate and thrive in a fast-paced, evolving business landscapeQualifications: Experience: 3+ years of underwriting experience in Commercial Property and Casualty, Personal or Management and Professional Liability lines Insurance-related course work (CPCU, RPLU, etc.) is a plusTravel: Willingness to travel as needed to maintain effective customer interactions (for travel roles).Or: 5+ years in any of the following:Other insurance roles (e.g., sales, claims, agent/broker)Financial services (e.g., banking, mortgage, consulting)Legal services (e.g., attorney, paralegal)Salary Range: $80,000-$140,000What We Offer: One of the advantages of working at USLI is the competitive salary and benefits program we offer full-time and eligible part-time employees. Benefits include performance-based triannual bonuses, medical benefits paid at 100% for full-time employees and 80% for eligible part-time employees, a profit-sharing program, free lunch every day while onsite and more than 450 annual personal and professional development courses. Explore more company benefits.Why USLI? At USLI, we are committed to fostering a vibrant and inclusive community that celebrates the rich diversity of all ethnicities, nationalities, abilities, genders, gender identities, sexual orientations, ages, religions, socioeconomic backgrounds and life experiences. We understand the importance of continuous learning, self-reflection, acknowledging our biases and expanding our perspectives beyond our own. We actively encourage open dialogue on diversity, equity, inclusion and belonging to support a workplace where every individual feels valued, respected and empowered to contribute at their fullest potential. Join us in building a diverse and inclusive environment where our shared values drive us toward excellence.