Mortgage Loan Officer

Job Description

Job Description

Description

GENERAL SUMMARY:

Responsible for generating mortgage loan volume for secondary market purposes.  

RESPONSIBILITIES AND DUTIES:

1. Originate loans for department production.
2. Promotes lending department and generates new business relationships.
3. Monitors compliance with State and Federal regulatory agencies.
4. Performs other duties as assigned by management.
5. Regular and reliable attendance.

KNOWLEDGE, SKILLS, AND ABILITIES:

• Knowledge of sales and marketing practices and principles.
• Knowledge of the secondary market, agency loan products and guidelines.
• Knowledge of bank policies and procedures.
• Skill in completing and analyzing loan applications, credit reports, and appraisals.
• Ability to multi-task, and function as a team player.
• Ability to type with high degree of speed and accuracy.
• Ability to work with accuracy, organization, and attention to detail.
• Ability to communicate with customers and co-workers in a courteous and professional manner.

EDUCATION AND EXPERIENCE:

• High School diploma or equivalent.
• 2 years of secondary market mortgage loan underwriting experience required.

PHYSICAL REQUIREMENTS:

NOTE:  The statements herein are intended to describe the general nature and level or work being performed by employees assigned to this classification.  They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of person so classified.

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