Mortgage Loan Originator

Overview First Western is seeking a Mortgage Loan Originator to join our team! Are you looking for a challenging and rewarding opportunity? First Western is seeking a passionate and experienced professional to join our team. As a Mortgage Loan Originator at First Western, you will play a vital role in helping high-net-worth clients achieve their financial goals. You will work closely with our Arizona Mortgage team to deliver comprehensive solutions that exceed client expectations. If you are passionate about providing exceptional service to clients and are looking for a challenging and rewarding opportunity, we encourage you to apply for this position today. What You Will Do Individual annual sales goal component to be assigned in conjunction with the annual office sales goals Ongoing development of a referral network through prospecting, networking, cold-calling, and participating in community outreach efforts that promote the Bank and home-ownership Spend more than 50% of working time away from First Western's office(s) engaged in soliciting new mortgage loan business Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners Respond to all inquiries and referrals within 24 hours Meet applicants either face-to-face or over the phone Conduct interviews with potential applicants to determine the appropriate loan programs/products Analyze applicants' income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs Present a full and complete loan application with supporting documentation to the operations team within 72 hours Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA, RESPA, and MDIA regulations Meet volume goals as established by the sales management team Attend all sales meetings and successfully complete all required training What You Bring Proficient in Microsoft Office Suite Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines Solid understanding of mortgage regulatory requirements, including but not limited to the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act Demonstrated success in cultivating and maintaining a quality referral network Ability to analyze and calculate income from complex financial data Solid understanding of mortgage loan processing, underwriting, and closing Professional presentation, written and verbal communications skills Detail-oriented Education/Experience/Licensing Education Level - Bachelor's Degree, or equivalent work experience, Required Experience Level - 1-3 years, Recent residential mortgage lending experience, preferably within a bank environment, Required License/Certification - Active NMLS registration, Upon Hire, Required What You Receive At First Western, we pride ourselves on our culture of innovation, teamwork, and continuous learning. We are committed to providing our employees with the tools and resources they need to succeed, including ongoing training and development, a competitive compensation package, and a comprehensive benefits program. Pay Range Commission Only Job Classification Full-Time Exempt *Actual offer will be based on experience, location, education, and/or skills* Benefits Strong Bonus Potential 401(k) Plan with Match Paid Parking/Transportation Benefits Access to Training & Professional Development Programs Sponsorship for Obtaining Professional Certifications Flex Spending Accounts Health Savings Account Health & Wellness Benefits Paid Time-Off and Bank Holidays How to Apply Interested in learning more and seeing how we connect? Visit us today at: Questions? Contact us at View email address on click.appcast.io First Western Financial, Inc. is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring, developing, and retaining talented people from different backgrounds, experiences, abilities, and perspectives. Individuals from all backgrounds are encouraged to apply. First Western Financial, Inc. is committed to the full inclusion of all qualified individuals. If reasonable accommodation is required to participate in the job application or interview process, to perform the essential functions of the position, and/or to receive all other benefits and privileges of employment, please contact View email address on click.appcast.io. #J-18808-Ljbffr