Assumptions Mortgage Loan Consultant

Job Description The MLCI will gain the necessary licensure to originate assumption mortgage loans. Mortgage Loan Consultants report directly to the AVP, Escrow and Special Loans and, upon licensure, work closely with current customers to educate them on the assumption process, take assumption applications and communicate expectations. Responsibilities Complete education program and obtain SAFE and State licensure as required Counsel customers regarding the assumption loan program. Pre-qualify potential borrowers based on income, debt, employment history, and other credit data. Determine customers' eligibility. Assist in gathering customer’s authorizations and supporting documentation as required by regulation and/or program guidelines. Originate applications and monitor the loan from application through closing process, maintaining effective communications with customers, referral sources, and loan support staff. Qualifications Possesses the ability to obtain licensing authority to perform origination functions Ability to maintain licenses, procure additional licensing and perform requisite continuing education requirements is necessary An Associate’s Degree, as well as strong organization, attention to detail Working knowledge of conventional and government loan programs Strong analytical and problem solving skills Effective written and verbal communication/presentation skills Must be able to keep up to date on regulation changes– knowledge may be gained through coursework and on-the-job training Extended and weekend work hours may be required 2+ Mortgage industry experience preferred Microsoft Office skills, at an intermediate level is preferred Physical Demands & Working Conditions Ability to communicate effectively through speech and hearing, both in-person and over the phone. The employee is required to sit for extended periods of time and is occasionally required to stand and walk. Remaining in a stationary position for extended periods, frequently sitting but occasionally involving standing or walking short distances; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl. Regular use of hands and fingers for tasks like keyboarding, operating office equipment, and filing documents. Ability to lift and move objects weighing up to 10 pounds, and potentially up to 20 pounds occasionally. Ability to observe details at close range, such as viewing a computer screen, reviewing documents, and performing data analysis. The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present. #J-18808-Ljbffr Two Harbors Investment Corp.