VP, Credit Model Development

Role Summary Synchrony’s Credit Account Management (ACM) - Model Development role will provide opportunities to develop and deliver ACM analytics and modeling capabilities. In this role, you will lead the design and development of risk models for customer account management, manage model lifecycle, and support account management and transaction fraud detection models. Essential Responsibilities Lead ACM model projects with business leadership, vendors and stakeholders. Identify opportunities to design or enhance models through data, modeling approaches and operational strategies. Leverage ML/AI techniques to enhance data mining and identify new customer profiles and risk analysis. Engage with the Enterprise Operations Strategic Modeling team. Identify and test appropriate ACM models for SYF. Work on data collection, cleansing, methodology evaluation, model assessment, development, testing and validation. Maintain comprehensive model documentation to meet regulatory requirements. Analyze datasets to find opportunities via data analytics. Lead model monitoring, root cause analysis, and manage discussions with Model Owners. Manage model approval process with legal/compliance, validation, business users and governance teams. Assist model sponsors and owners in providing technical documentation and responses for internal/external reviews. Manage audit and validation requests and develop remediation plans. Perform other duties and/or special projects as assigned. Qualifications & Requirements 8+ years of experience in marketing/credit/fraud model development or model validation within financial services. Master’s degree in Statistics, Mathematics, Data Science, or a related quantitative field; or 9+ years of equivalent experience. 4+ years of hands‑on experience with data science/statistical tools such as Python, Spark, AWS SageMaker, H2O, and SAS. 4+ years of machine learning/advanced analytics experience. 4+ years experience applying U.S. model risk management guidance (e.g., SR 11‑7/OCC 2011‑12). Ability and flexibility to travel for business as required. Desired Characteristics Experience building partner custom models and guiding stakeholders through governance. Consulting ability with business leaders and problem structuring. Excellent communication, presentation and influencing skills. People leadership and project management experience. Experience reducing cycle times through automation and designing enabling infrastructure. Experience applying CI/CD practices within a model risk management framework. Exposure to AWS services such as Amazon SageMaker, Amazon Bedrock, Amazon Redshift. Salary and Benefits Salary range: 155,000.00 – 260,000.00 USD annual, with annual bonus based on performance. Legal and Equal Opportunity Legal authorization to work in the U.S. is required. We will not sponsor employment visas. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Reasonable Accommodation Notice Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples include changes to the application process, documents in alternate formats, or use of a sign language interpreter. If you need special accommodations, please contact our Career Support Line at View phone number on click.appcast.io, Monday‑Friday, 8 AM‑5 PM Central Standard Time. #J-18808-Ljbffr Synchrony