Software Engineer, MyPay

About the role MyPay is Chime’s Earned Wage Access (EWA) product and one of the company’s fastest-growing, revenue-driving products, used by millions of members to access their earnings when they need it. We power complex, real-time money movement at scale - including underwriting, eligibility decisions, ledgering, and seamless financial transactions. In this role, you will design and build backend services where correctness, resiliency, and performance are critical. You will collaborate closely with Product, Design, Data Science, Risk, Analytics, and others to drive rapid experiments, make data-driven decisions and scale high-impact solutions. The base salary offered for this role and level of experience will begin at $133,000 and up to $184,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to Independently own and deliver features end-to-end Design, develop, test, refactor and scale backend implementations of new and existing consumer product features Work with the mobile team to design and build strong, resilient APIs that power the member facing mobile app Collaborate with cross functional teams to understand member pain points and come up with solutions Proactively identify opportunities for improving the reliability and scalability of our systems Work across the engineering team to improve and uphold high technical standards Grow into owning larger components of the system over time To thrive in this role, you have 3+ years developing software in a production environment at scale Experience designing APIs, working with transactional databases and caching systems Exposure to architectural patterns of large, high-scale web applications An appreciation of maintainable and well-tested code Enjoyment in learning and diving into the deepest levels of how things work Collaborative spirit and strong communication skills, with experience working cross-functionally Product mindset with a strong bias toward experimentation, iteration, and measuring impact Start-up experience as an added plus What we offer for our full-time, regular employees Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates. In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute Competitive salary based on experience ✨ 401k match plus great medical, dental, vision, life, and disability benefits Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off 1% of your time off to support local community organizations of your choice Annual wellness stipend to use towards eligible wellness related expenses Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more. In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too! A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact View email address on click.appcast.io. #J-18808-Ljbffr